:root{--navy-900:#002560;--blue-600:#04a;--cyan-400:#00c8e1;--yellow-400:#ffcb28;--orange-500:#ed683c;--red-500:#e93e3a;--amber-500:#ffcb28;--amber-600:#deb123;--surface:#fff;--surface-raised:#f5f6f9;--ink:#000918;--ink-muted:#676a6f;--border:#d9dee7;--warm-tint:#fdebd6;--warm-border:#fdcd9a;--danger:#c63531;--danger-surface:#fdf0ef;--good:#0a7d46;--warn:#ab4b2b;--accent-text:#04a;--mark:#d65e36;--warm-text:#ae4d2c;--control-border:#7589aa;--cta-edge:#002560;--btn-fill:#ffcb28;--btn-label:#002560;--btn-hover:#deb123;--btn-edge:#002560;--btn-fill-deep:#ffcb28;--btn-label-deep:#002560;--btn-hover-deep:#deb123;--btn-edge-deep:transparent;--focus:var(--blue-600);--font-display:"Montserrat", "Helvetica Neue", "Helvetica", "Arial", sans-serif;--font-sans:"IBM Plex Sans", "Helvetica Neue", "Helvetica", "Arial", sans-serif;--photo-scrim:.79;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:24px;--space-6:32px;--space-7:48px;--space-8:64px;--radius-sm:4px;--radius-md:8px;--radius-lg:16px;--radius-pill:999px;--radius-button:999px;--radius-marker:50%;--radius-avatar:50%;--hero-size:44px;--hero-leading:50px;--hero-size-sm:34px;--hero-leading-sm:40px;--title-size:40px;--title-leading:46px;--title-size-sm:30px;--title-leading-sm:36px;--lead-size:20px;--lead-leading:30px;--lead-size-sm:18px;--lead-leading-sm:28px;--band-pad:64px;--band-pad-sm:48px;--label-gap:16px;--label-gap-top:12px;--edge-height:48px;--edge-height-sm:16px;--icon-stroke:2}.bmo-btn{justify-content:center;align-items:center;gap:var(--space-2);font-family:var(--font-sans);letter-spacing:.02em;padding:var(--space-3) var(--space-5);border-radius:var(--radius-button,var(--radius-pill));cursor:pointer;border:1px solid #0000;font-size:13px;font-weight:600;line-height:16px;text-decoration:none;transition:filter .12s,transform 60ms;display:inline-flex}.bmo-btn--lg{padding:var(--space-4) var(--space-6);font-size:15px;line-height:20px}.bmo-btn--primary{background:var(--bmo-btn-fill,var(--btn-fill,var(--amber-500)));color:var(--bmo-btn-label,var(--btn-label,var(--navy-900)));border-color:var(--bmo-btn-edge,var(--btn-edge,transparent));box-shadow:inset 0 0 0 1px var(--bmo-btn-edge,var(--btn-edge,transparent))}.bmo-band--deep,.bmo-hero--deep,.bmo-footer{--bmo-btn-fill:var(--btn-fill-deep,var(--amber-500));--bmo-btn-label:var(--btn-label-deep,var(--navy-900));--bmo-btn-hover:var(--btn-hover-deep,var(--amber-600));--bmo-btn-edge:var(--btn-edge-deep,transparent)}.bmo-header__panel{--bmo-btn-fill:initial;--bmo-btn-label:initial;--bmo-btn-hover:initial;--bmo-btn-edge:initial}.bmo-btn--secondary{background:var(--navy-900);color:#fff}.bmo-btn--ghost{color:var(--navy-900);border-color:var(--control-border);background:0 0}@media (hover:hover) and (pointer:fine){.bmo-btn--primary:hover{background:var(--bmo-btn-hover,var(--btn-hover,var(--amber-600)))}.bmo-btn--secondary:hover{background:var(--blue-600)}.bmo-btn--ghost:hover{background:var(--surface-raised);border-color:var(--blue-600);color:var(--blue-600)}.bmo-btn:hover{transform:translateY(-1px)}}.bmo-btn:active{filter:brightness(.92);transform:translateY(1px)}.bmo-btn:focus-visible{outline:3px solid var(--focus);outline-offset:2px}.bmo-btn[aria-disabled=true]{opacity:.45;pointer-events:none}.bmo-band--deep .bmo-btn--secondary,.bmo-hero--deep .bmo-btn--secondary,.bmo-footer .bmo-btn--secondary,.bmo-band--deep .bmo-btn--ghost,.bmo-hero--deep .bmo-btn--ghost,.bmo-footer .bmo-btn--ghost{color:#fff;background:0 0;border:2px solid #ffffffbf}@media (hover:hover) and (pointer:fine){.bmo-band--deep .bmo-btn--secondary:hover,.bmo-hero--deep .bmo-btn--secondary:hover,.bmo-footer .bmo-btn--secondary:hover,.bmo-band--deep .bmo-btn--ghost:hover,.bmo-hero--deep .bmo-btn--ghost:hover,.bmo-footer .bmo-btn--ghost:hover{color:var(--navy-900);background:#fff;border-color:#fff}}.bmo-band--deep .bmo-btn:focus-visible,.bmo-hero--deep .bmo-btn:focus-visible,.bmo-footer .bmo-btn:focus-visible{outline-color:var(--cyan-400)}.bmo-band--warm .bmo-btn--primary{border-color:var(--navy-900)}@media (hover:hover) and (pointer:fine){.bmo-band--warm .bmo-btn--ghost:hover{background:#fff}}.bmo-band{width:100%;padding:var(--space-8) var(--space-6)}.bmo-band__inner{gap:var(--space-4);flex-direction:column;max-width:1040px;margin:0 auto;display:flex}.bmo-band__eyebrow{font-family:var(--font-sans);letter-spacing:.02em;margin:0;font-size:13px;font-weight:600;line-height:16px}.bmo-band__title{font-family:var(--font-display);letter-spacing:-.01em;margin:0;font-size:40px;font-weight:700;line-height:46px}.bmo-band__body{font-family:var(--font-sans);max-width:64ch;margin:0;font-size:16px;line-height:26px}.bmo-band__actions{gap:var(--space-3);margin-top:var(--space-2);display:flex}.bmo-band--tint{background:var(--surface-raised)}.bmo-band--tint .bmo-band__eyebrow{color:var(--warm-text)}.bmo-band--tint .bmo-band__title{color:var(--navy-900)}.bmo-band--tint .bmo-band__body{color:var(--ink)}.bmo-band--plain{background:var(--surface)}.bmo-band--plain .bmo-band__eyebrow{color:var(--warm-text)}.bmo-band--plain .bmo-band__title{color:var(--navy-900)}.bmo-band--plain .bmo-band__body{color:var(--ink)}.bmo-band--warm{background:var(--warm-tint);--border:var(--warm-border)}.bmo-band--warm .bmo-band__eyebrow{color:var(--warm-text)}.bmo-band--warm .bmo-band__title{color:var(--navy-900)}.bmo-band--warm .bmo-band__body{color:var(--ink)}.bmo-band--warm .bmo-band__content .bmo-grid--wide .bmo-grid__item{background:#fff}.bmo-band--center .bmo-band__inner{text-align:center;align-items:center}.bmo-band--center .bmo-band__body{margin-left:auto;margin-right:auto}.bmo-band--center .bmo-band__actions{justify-content:center}.bmo-band--fig .bmo-band__inner{gap:var(--space-5) var(--space-7);grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;display:grid}.bmo-band--fig .bmo-band__col{gap:var(--space-4);flex-direction:column;min-width:0;display:flex}.bmo-band__fig{--bmo-fig-ads:var(--amber-500);--bmo-fig-seo:var(--accent-text);--bmo-fig-mark:var(--mark);justify-content:center;align-items:center;min-width:0;display:flex}.bmo-band__fig>svg{width:100%;max-width:var(--bmo-fig-max,480px);height:auto;color:var(--ink);display:block}.bmo-band--deep .bmo-band__fig{--bmo-fig-seo:var(--cyan-400)}.bmo-band__fig--pair>[data-fig=motion]{display:none}.bmo-band--deep .bmo-band__fig>svg{color:#fff}@media (width<=860px){.bmo-band--fig .bmo-band__inner{grid-template-columns:minmax(0,1fr)}}.bmo-band__content{width:100%;margin-top:var(--space-3);margin-bottom:var(--space-3);align-self:stretch}.bmo-band__content>:first-child{margin-top:0}.bmo-band__content:last-child{margin-bottom:0}.bmo-band__content>*+*{margin-top:var(--space-4)}.bmo-band--center .bmo-band__content{text-align:left}.bmo-band--deep .bmo-band__content .bmo-grid__title{color:#fff}.bmo-band--deep .bmo-band__content .bmo-grid__body{color:#e7edf6}.bmo-band--deep .bmo-band__content .bmo-grid__more{color:var(--cyan-400)}.bmo-band--deep .bmo-band__content .bmo-grid--wide .bmo-grid__item{background:#ffffff0f;border-color:#e7edf647}.bmo-band--deep{background:var(--navy-900)}.bmo-band--deep .bmo-band__eyebrow{color:var(--yellow-400)}.bmo-band--deep .bmo-band__title{color:#fff}.bmo-band--deep .bmo-band__body{color:#e7edf6}.bmo-hero{padding:var(--space-8) var(--space-6);background:var(--surface)}.bmo-hero__inner{gap:var(--space-6);align-items:center;max-width:1040px;margin:0 auto;display:grid}.bmo-hero--image .bmo-hero__inner{grid-template-columns:1fr 1fr}.bmo-hero__eyebrow{margin:0 0 var(--space-3);font-family:var(--font-sans);letter-spacing:.02em;color:var(--warm-text);font-size:13px;font-weight:600;line-height:16px}.bmo-hero__title{margin:0 0 var(--space-4);font-family:var(--font-display);letter-spacing:-.02em;color:var(--navy-900);font-size:44px;font-weight:700;line-height:50px}.bmo-hero__support{margin:0 0 var(--space-3);font-family:var(--font-sans);color:var(--ink);max-width:56ch;font-size:18px;line-height:28px}.bmo-hero__tagline{margin:0 0 var(--space-5);font-family:var(--font-sans);color:var(--ink-muted);font-size:14px;line-height:22px}.bmo-hero__media{border-radius:var(--radius-lg);background:var(--surface-raised);border:1px solid var(--border);aspect-ratio:4/3;place-items:center;display:grid;overflow:hidden}.bmo-hero__media img{object-fit:cover;width:100%;height:100%;display:block}.bmo-hero__media--figure{--bmo-fig-ads:var(--amber-500);--bmo-fig-seo:var(--accent-text);--bmo-fig-mark:var(--mark);background:0 0;justify-content:center;align-items:center;display:flex}.bmo-hero__media--figure>svg{width:100%;max-width:480px;height:auto;color:var(--ink);display:block}.bmo-hero--deep{background:var(--navy-900)}.bmo-hero--deep .bmo-hero__eyebrow{color:var(--yellow-400)}.bmo-hero--deep .bmo-hero__title{color:#fff}.bmo-hero--deep .bmo-hero__support{color:#e7edf6}.bmo-hero--deep .bmo-hero__tagline{color:#b9c8dd}.bmo-hero--deep .bmo-hero__media--figure{--bmo-fig-seo:var(--cyan-400)}.bmo-hero--deep .bmo-hero__media--figure>svg{color:#fff}.bmo-acc{border-top:1px solid var(--border)}.bmo-acc__item{border-bottom:1px solid var(--border)}.bmo-acc__item>summary{cursor:pointer;justify-content:space-between;align-items:center;gap:var(--space-4);padding:var(--space-4) 0;font-family:var(--font-display);color:var(--navy-900);font-size:18px;font-weight:600;line-height:26px;list-style:none;display:flex}.bmo-acc__item>summary::-webkit-details-marker{display:none}@media (hover:hover) and (pointer:fine){.bmo-acc__item>summary:hover{color:var(--blue-600)}}.bmo-acc__item>summary:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-acc__sign{flex:none;width:20px;height:20px;position:relative}.bmo-acc__sign:before,.bmo-acc__sign:after{content:"";background:var(--cyan-400);border-radius:var(--radius-pill);transition:transform .12s;position:absolute}.bmo-acc__sign:before{height:4px;inset:8px 0}.bmo-acc__sign:after{width:4px;inset:0 8px}.bmo-acc__item[open] .bmo-acc__sign:after{transform:scaleY(0)}.bmo-acc__body{padding:0 0 var(--space-5);font-family:var(--font-sans);color:var(--ink);max-width:64ch;margin:0;font-size:16px;line-height:26px}.bmo-form{gap:var(--space-4);flex-direction:column;max-width:560px;display:flex}.bmo-field{gap:var(--space-2);flex-direction:column;display:flex}.bmo-field__label{font-family:var(--font-sans);letter-spacing:.02em;color:var(--ink);font-size:13px;font-weight:600;line-height:16px}.bmo-field__req{color:var(--danger);margin-left:2px}.bmo-field__input{font-family:var(--font-sans);color:var(--ink);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-sm);padding:var(--space-3);box-sizing:border-box;width:100%;font-size:16px;line-height:24px}@media (hover:hover) and (pointer:fine){.bmo-field__input:hover{border-color:var(--blue-600)}}.bmo-field__input:focus-visible{outline:3px solid var(--focus);outline-offset:1px;border-color:var(--blue-600)}.bmo-field__input::placeholder{color:var(--ink-muted)}textarea.bmo-field__input{resize:vertical;min-height:120px}select.bmo-field__input{-webkit-appearance:none;appearance:none;background-image:linear-gradient(45deg,#0000 50%,currentColor 50%),linear-gradient(135deg,currentColor 50%,#0000 50%);background-position:calc(100% - var(--space-5)) center, calc(100% - var(--space-5) + 5px) center;padding-right:var(--space-8);background-repeat:no-repeat;background-size:5px 5px,5px 5px}.bmo-field__hint{font-family:var(--font-sans);color:var(--ink-muted);font-size:13px;line-height:18px}.bmo-form__pot{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.bmo-form__captcha{min-height:78px}.bmo-form__reassure{font-family:var(--font-sans);color:var(--ink-muted);padding-left:var(--space-4);border-left:2px solid var(--cyan-400);margin:0;font-size:14px;line-height:22px}.bmo-form__actions{align-items:center;gap:var(--space-3) var(--space-4);flex-wrap:wrap;display:flex}.bmo-form__note{font-family:var(--font-sans);color:var(--ink-muted);margin:0;font-size:14px;line-height:22px}.bmo-gridwrap{container:bmogrid/inline-size}.bmo-grid{gap:var(--space-5);display:grid}.bmo-grid--c2{grid-template-columns:repeat(2,minmax(0,1fr))}@container bmogrid (width<=520px){.bmo-grid--c2{grid-template-columns:minmax(0,1fr)}}.bmo-grid__item{gap:var(--space-3);flex-direction:column;transition:border-color .12s,background .12s,transform .12s;display:flex;position:relative}.bmo-grid__item--link .bmo-grid__more:after{content:"";border-radius:inherit;position:absolute;inset:0}.bmo-grid__item--link:has(.bmo-grid__more:focus-visible){outline:3px solid var(--focus);outline-offset:4px;border-radius:var(--radius-sm)}.bmo-grid__item--link .bmo-grid__more:focus-visible{outline:none}.bmo-grid__title{font-family:var(--font-display);color:var(--navy-900);margin:0;font-size:18px;font-weight:600;line-height:26px}.bmo-grid__body{font-family:var(--font-sans);color:var(--ink);margin:0;font-size:15px;line-height:24px}.bmo-grid__more{font-family:var(--font-sans);letter-spacing:.02em;color:var(--blue-600);margin-top:auto;font-size:13px;font-weight:600;line-height:16px;text-decoration:none}.bmo-grid--wide .bmo-grid__item--link{background:var(--surface-raised);border-radius:var(--radius-md);padding:var(--space-4) var(--space-5) var(--space-5)}.bmo-band--tint .bmo-band__content .bmo-grid__item--link,.bmo-band--warm .bmo-band__content .bmo-grid__item--link{background:#fff}.bmo-band--deep .bmo-band__content .bmo-grid__item--link{background:#ffffff0f}.bmo-grid--wide .bmo-grid__item--link{border:1px solid var(--border);border-left:3px solid var(--cyan-400);padding:var(--space-5)}.bmo-grid--wide .bmo-grid__title{font-size:22px;line-height:28px}.bmo-header{border-bottom:1px solid var(--border);background:var(--surface);position:relative;container:bmoheader/inline-size}.bmo-header__inner{max-width:1040px;padding:var(--space-4) var(--space-6);align-items:center;gap:var(--space-6);margin:0 auto;display:flex}.bmo-header__disclosure{display:none}.bmo-header__brand{order:1}.bmo-header__nav{order:2}.bmo-header__cta{white-space:nowrap;flex:none;order:3}.bmo-header__brand{white-space:nowrap;align-items:center;gap:var(--space-3);font-family:var(--font-display);color:var(--navy-900);flex:none;font-size:17px;font-weight:700;text-decoration:none;display:flex}.bmo-header__brand:focus-visible{outline:3px solid var(--focus);outline-offset:4px;border-radius:var(--radius-sm)}.bmo-header__logo{width:auto;height:34px;display:block}.bmo-header__icon{width:auto;height:30px;display:none}.bmo-header__nav{align-items:center;gap:var(--space-5);flex-wrap:nowrap;margin-left:auto;display:flex}.bmo-header__link{font-family:var(--font-sans);color:var(--ink);padding:var(--space-2) 0;white-space:nowrap;border-bottom:2px solid #0000;font-size:14px;line-height:20px;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-header__link:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-header__link:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-header__link[aria-current=page]{color:var(--navy-900);border-bottom-color:var(--mark)}.bmo-header__menu>summary{cursor:pointer;font-family:var(--font-sans);color:var(--ink);align-items:center;gap:var(--space-2);padding:var(--space-2) 0;white-space:nowrap;border-bottom:2px solid #0000;font-size:14px;line-height:20px;list-style:none;display:flex}.bmo-header__menu>summary::-webkit-details-marker{display:none}@media (hover:hover) and (pointer:fine){.bmo-header__menu>summary:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-header__menu>summary:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-header__menu{position:relative}.bmo-header__caret{border:4px solid #0000;border-top-color:currentColor;width:0;height:0;margin-top:3px}.bmo-header__panel{z-index:10;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-md);min-width:260px;padding:var(--space-3);flex-direction:column;display:flex;position:absolute;top:100%;left:0}.bmo-header__panel a{font-family:var(--font-sans);color:var(--ink);padding:var(--space-3);border-radius:var(--radius-sm);font-size:14px;line-height:20px;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-header__panel a:hover{background:var(--surface-raised);color:var(--blue-600)}}.bmo-header__panel a:focus-visible{outline:3px solid var(--focus);outline-offset:-1px}.bmo-header__menu[open]>summary .bmo-header__caret{margin-top:-5px;transform:rotate(180deg)}.bmo-header--quiet .bmo-header__panel a:active{background:var(--surface-raised);color:var(--navy-900);text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-header--quiet .bmo-header__panel a:hover{background:var(--surface-raised);color:var(--navy-900);text-decoration:none}}.bmo-header--quiet .bmo-header__menu[open]>summary{color:var(--navy-900);border-bottom-color:#0000}@media (hover:hover) and (pointer:fine){.bmo-header--quiet .bmo-header__menu[open]>summary:hover{color:var(--navy-900);border-bottom-color:#0000}}.bmo-header__panel--icons{border-radius:var(--radius-lg);padding:var(--space-4);min-width:300px;box-shadow:0 18px 40px -16px #00256040}.bmo-header__panel--groups{gap:var(--space-5) var(--space-6);width:max-content;max-width:min(640px, calc(100vw - 2 * var(--space-5)));padding:var(--space-5);grid-template-columns:repeat(2,minmax(0,1fr));display:grid;left:50%;translate:-50%}.bmo-header__group{flex-direction:column;min-width:0;display:flex}.bmo-header__group-head{margin:0 0 var(--space-2);padding:0 var(--space-2);font-family:var(--font-sans);letter-spacing:.06em;text-transform:uppercase;color:var(--ink-muted);font-size:12px;font-weight:700;line-height:16px}.bmo-header__panel .bmo-header__item{align-items:center;gap:var(--space-3);padding:var(--space-2);font-weight:600;display:flex}.bmo-header__tile{border-radius:var(--radius-sm);background:var(--navy-900);width:28px;height:28px;color:var(--yellow-400);flex:none;place-items:center;display:grid}.bmo-header__tile--alone{color:var(--accent-text);background:0 0;border-radius:0}.bmo-header__tile--alone.bmo-header__tile--primary{color:var(--navy-900)}.bmo-footer{background:var(--navy-900);color:#e7edf6}.bmo-band--deep+.bmo-footer .bmo-footer__inner{border-top:1px solid #e7edf638}.bmo-footer__inner{max-width:1040px;padding:var(--space-7) var(--space-6);gap:var(--space-6);grid-template-columns:1.4fr repeat(var(--bmo-footer-cols,3), minmax(0, 1fr));margin:0 auto;display:grid}.bmo-footer__inner--stacked{grid-template-columns:repeat(var(--bmo-footer-cols,4), minmax(0, 1fr));grid-template-columns:repeat(var(--bmo-footer-cols,4), minmax(0, auto));justify-content:space-between}.bmo-footer__inner--stacked .bmo-footer__head{white-space:nowrap}@supports (grid-template-rows:subgrid){.bmo-footer__col{grid-template-rows:subgrid;grid-row:span 2;align-content:start;row-gap:0;display:grid}.bmo-footer__inner:not(.bmo-footer__inner--stacked)>.bmo-footer__brand{grid-row:span 2}}.bmo-footer__inner--stacked .bmo-footer__brand{justify-content:space-between;align-items:center;gap:var(--space-6);padding-bottom:var(--space-5);margin-bottom:var(--space-3);border-bottom:1px solid #e7edf62e;grid-column:1/-1;display:flex}.bmo-footer__inner--stacked .bmo-footer__lockup{align-items:flex-start;gap:var(--space-3);flex-direction:column;display:flex}.bmo-footer__lockup--inline,.bmo-footer__inner--stacked .bmo-footer__lockup--inline{align-items:center;gap:var(--space-4);flex-direction:row}.bmo-footer__lockup--inline .bmo-footer__tagline,.bmo-footer__lockup--inline .bmo-footer__blurb{padding-left:var(--space-4);border-left:1px solid #e7edf652}.bmo-footer__mark{width:auto;height:56px;display:block}@media (hover:hover) and (pointer:fine){.bmo-footer__home:hover .bmo-footer__mark{opacity:.82}}@media (prefers-reduced-motion:no-preference){.bmo-footer__mark{transition:opacity .12s}}.bmo-footer__seals{align-items:center;gap:var(--space-4);display:flex}.bmo-footer__seal{border-radius:var(--radius-md);padding:var(--space-2);background:#fff;line-height:0;display:block}.bmo-footer__seal img{width:auto;max-width:220px;height:40px;display:block}.bmo-footer__seal:focus-visible{outline:3px solid var(--cyan-400);outline-offset:3px}.bmo-footer__inner--stacked .bmo-footer__tagline,.bmo-footer__inner--stacked .bmo-footer__blurb{text-align:left;margin:0}@container bmofooter (width<=700px){.bmo-footer__inner--stacked .bmo-footer__brand{align-items:flex-start;gap:var(--space-4);flex-direction:column}.bmo-footer__inner--stacked .bmo-footer__lockup--inline{flex-direction:row}.bmo-footer__inner--stacked .bmo-footer__tagline,.bmo-footer__inner--stacked .bmo-footer__blurb{text-align:left}}.bmo-footer{container:bmofooter/inline-size}@container bmofooter (width<=900px){.bmo-footer__inner{grid-template-columns:repeat(2,minmax(0,1fr));justify-content:normal}.bmo-footer__inner--stacked .bmo-footer__head{white-space:normal}.bmo-footer__inner:not(.bmo-footer__inner--stacked)>.bmo-footer__brand{grid-row:auto}.bmo-footer__brand{grid-column:1/-1}}@container bmofooter (width<=520px){.bmo-footer__inner{grid-template-columns:minmax(0,1fr)}}.bmo-footer__home{border-radius:var(--radius-sm);display:inline-block}.bmo-footer__home:focus-visible{outline:3px solid var(--cyan-400);outline-offset:6px}.bmo-footer__blurb{font-family:var(--font-sans);color:#b9c8dd;max-width:34ch;margin:0;font-size:14px;line-height:22px}.bmo-footer__tagline{font-family:var(--font-display);color:#fff;max-width:none;font-size:16px;font-weight:600;line-height:22px}.bmo-footer__tagline--brand span:nth-child(3n+1){color:var(--cyan-400)}.bmo-footer__tagline--brand span:nth-child(3n+2){color:var(--yellow-400)}.bmo-footer__tagline--brand span:nth-child(3n){color:var(--orange-500)}.bmo-footer__head{margin:0 0 var(--space-3);font-family:var(--font-sans);letter-spacing:.02em;color:var(--cyan-400);font-size:13px;font-weight:600;line-height:16px}.bmo-footer--strong .bmo-footer__head{font-family:var(--font-display);letter-spacing:0;text-transform:none;color:#fff;margin-bottom:10px;font-size:17px;font-weight:700;line-height:24px}.bmo-footer--strong .bmo-footer__list a{color:#b9c8dd}@container bmofooter (width<=520px){.bmo-footer--strong .bmo-footer__col{margin-top:var(--space-2)}}.bmo-footer__list{gap:var(--space-3);flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.bmo-footer__list a{font-family:var(--font-sans);color:#e7edf6;font-size:14px;line-height:22px;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-footer__list a:hover{color:var(--yellow-400);text-decoration:underline}}.bmo-footer__list a:focus-visible{outline:3px solid var(--cyan-400);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-footer__bar{border-top:1px solid #e7edf62e}.bmo-footer__legal{gap:var(--space-4);flex-wrap:wrap;display:flex}.bmo-footer__legal a{color:#b9c8dd;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-footer__legal a:hover{color:var(--yellow-400);text-decoration:underline}}.bmo-footer__legal a:focus-visible{outline:3px solid var(--cyan-400);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-footer__bar div{max-width:1040px;padding:var(--space-4) var(--space-6);gap:var(--space-4);font-family:var(--font-sans);color:#b9c8dd;flex-wrap:wrap;justify-content:space-between;margin:0 auto;font-size:13px;line-height:18px;display:flex}.bmo-header__nav .bmo-btn{white-space:nowrap;flex:none}@container bmoheader (width<=900px){.bmo-header__inner{gap:var(--space-3);padding-left:var(--space-4);padding-right:var(--space-4);flex-wrap:wrap;padding-bottom:0}.bmo-header__brand{margin-right:auto;margin-bottom:var(--space-4);order:1}.bmo-header__cta,.bmo-header__disclosure{margin-bottom:var(--space-4)}.bmo-header__brand span,.bmo-header__logo{display:none}.bmo-header__icon.bmo-header__art--light{display:block}.bmo-header__cta{padding:var(--space-2) var(--space-4);order:2;font-size:12px}.bmo-header__disclosure{order:3;display:block}.bmo-header__nav{order:4;display:none}.bmo-header__disclosure[open]+.bmo-header__nav{display:flex}.bmo-header__toggle{cursor:pointer;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);place-items:center;width:44px;height:44px;list-style:none;display:grid}.bmo-header__toggle::-webkit-details-marker{display:none}@media (hover:hover) and (pointer:fine){.bmo-header__toggle:hover{border-color:var(--blue-600)}}.bmo-header__toggle:focus-visible{outline:3px solid var(--focus);outline-offset:2px}.bmo-header__burger,.bmo-header__burger:before,.bmo-header__burger:after{border-radius:var(--radius-pill);background:var(--navy-900);content:"";width:20px;height:2px;display:block}.bmo-header__burger{position:relative}.bmo-header__burger:before{position:absolute;top:-6px}.bmo-header__burger:after{position:absolute;top:6px}.bmo-header__disclosure[open] .bmo-header__burger{background:0 0}.bmo-header__disclosure[open] .bmo-header__burger:before{top:0;transform:rotate(45deg)}.bmo-header__disclosure[open] .bmo-header__burger:after{top:0;transform:rotate(-45deg)}.bmo-header__nav{background:var(--surface);border-top:1px solid var(--border);padding:var(--space-2) 0 var(--space-4);flex-direction:column;flex:1 0 100%;align-items:stretch;gap:0;margin-left:0}.bmo-header__link{padding:var(--space-4) 0;border-bottom:1px solid var(--border);border-top:0;font-size:16px}@media (hover:hover) and (pointer:fine){.bmo-header__link:hover{border-bottom-color:var(--navy-900)}}.bmo-header__menu>summary{padding:var(--space-4) 0;border-bottom:1px solid var(--border);font-size:16px}.bmo-header__menu{position:static}.bmo-header__panel{min-width:0;padding:var(--space-2) 0 var(--space-3) var(--space-4);border:0;border-left:2px solid var(--cyan-400);margin:var(--space-3) 0;border-radius:0;position:static}.bmo-header__panel a{padding:var(--space-3) var(--space-2)}.bmo-header__panel--icons,.bmo-header__panel--groups{box-shadow:none;flex-direction:column;gap:0;width:auto;min-width:0;max-width:none;display:flex;translate:none}.bmo-header__group+.bmo-header__group{margin-top:var(--space-3)}.bmo-header__group-head{padding:var(--space-2) var(--space-2) 0}.bmo-header--quiet .bmo-header__menu[open]>summary{border-bottom-color:var(--border)}@media (hover:hover) and (pointer:fine){.bmo-header--quiet .bmo-header__menu[open]>summary:hover{border-bottom-color:var(--border)}}.bmo-header--quiet .bmo-header__panel{border-left-color:var(--border)}.bmo-header__nav>:last-child,.bmo-header__nav>:last-child>summary{border-bottom:0}}.bmo-pills{gap:var(--space-3);flex-wrap:wrap;display:flex}.bmo-pill{font-family:var(--font-sans);letter-spacing:.01em;color:var(--navy-900);background:var(--surface-raised);border:1px solid var(--border);border-radius:var(--radius-button,var(--radius-pill));padding:var(--space-3) var(--space-5);font-size:14px;font-weight:600;line-height:20px;text-decoration:none;transition:background .12s,border-color .12s,color .12s,transform 60ms}@media (hover:hover) and (pointer:fine){.bmo-pill:hover{background:var(--navy-900);border-color:var(--navy-900);color:#fff;transform:translateY(-1px)}}.bmo-pill:focus-visible{outline:3px solid var(--focus);outline-offset:2px}.bmo-pill[aria-current=page]{background:var(--navy-900);border-color:var(--navy-900);color:#fff}.bmo-band--deep .bmo-pill{color:#fff;background:0 0;border-color:#ffffff73}@media (hover:hover) and (pointer:fine){.bmo-band--deep .bmo-pill:hover{color:var(--navy-900);background:#fff;border-color:#fff}}.bmo-reviews{gap:var(--space-5);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.bmo-review{gap:var(--space-3);background:var(--surface-raised);border:1px solid var(--border);border-radius:var(--radius-md);padding:var(--space-5);flex-direction:column;margin:0;display:flex}.bmo-review__stars{color:var(--yellow-400);gap:2px;font-size:15px;line-height:1;display:flex}.bmo-review__quote{font-family:var(--font-sans);color:var(--ink);margin:0;font-size:15px;line-height:24px}.bmo-review__who{font-family:var(--font-sans);letter-spacing:.02em;color:var(--navy-900);margin:auto 0 0;font-size:13px;font-weight:600;line-height:18px}.bmo-review__src{letter-spacing:0;color:var(--ink-muted);font-weight:400;display:block}.bmo-review__role{letter-spacing:0;color:var(--ink);font-weight:400;display:block}.bmo-reviewswrap{container:bmoreviews/inline-size}@container bmoreviews (width<=820px){.bmo-reviews{grid-template-columns:repeat(2,minmax(0,1fr))}}@container bmoreviews (width<=540px){.bmo-reviews{grid-template-columns:minmax(0,1fr)}}.bmo-prices{gap:var(--space-5);grid-template-columns:repeat(3,1fr);display:grid}.bmo-price{gap:var(--space-3);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-md);padding:var(--space-6);flex-direction:column;display:flex}.bmo-price--lead{border-color:var(--navy-900);border-width:2px}.bmo-price__tier{font-family:var(--font-sans);letter-spacing:.02em;color:var(--blue-600);margin:0;font-size:13px;font-weight:600;line-height:16px}.bmo-price__amount{font-family:var(--font-display);letter-spacing:-.01em;color:var(--navy-900);font-size:34px;font-weight:700;line-height:40px}.bmo-price__unit{font-family:var(--font-sans);color:var(--ink-muted);font-size:14px;font-weight:400}.bmo-price__body{font-family:var(--font-sans);color:var(--ink);margin:0;font-size:15px;line-height:24px}.bmo-price__foot{padding-top:var(--space-4);margin-top:auto}.bmo-contact{max-width:1040px;padding:var(--space-8) var(--space-6);margin:0 auto;container:bmocontact/inline-size}.bmo-contact__grid{gap:var(--space-4) var(--space-7);grid-template-rows:auto 1fr;grid-template-columns:1.35fr 1fr;align-items:start;display:grid}.bmo-contact__panel--call{grid-area:1/2}.bmo-contact__form{grid-area:1/1/span 2}.bmo-contact__aside{grid-area:2/2}.bmo-contact__form .bmo-form{max-width:none}.bmo-contact__aside{gap:var(--space-4);flex-direction:column;display:flex}.bmo-contact__panel{background:var(--surface-raised);border:1px solid var(--border);border-radius:var(--radius-md);padding:var(--space-5)}.bmo-contact__panel--call{border-left:3px solid var(--cyan-400)}.bmo-contact__head-sm{margin:0 0 var(--space-3);font-family:var(--font-sans);letter-spacing:.02em;color:var(--blue-600);font-size:13px;font-weight:600;line-height:16px}.bmo-contact__phone{font-family:var(--font-display);letter-spacing:-.01em;color:var(--navy-900);border-bottom:3px solid var(--mark);padding-bottom:2px;font-size:26px;font-weight:700;line-height:32px;text-decoration:none;display:inline-block}@media (hover:hover) and (pointer:fine){.bmo-contact__phone:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-contact__phone:focus-visible{outline:3px solid var(--focus);outline-offset:4px;border-radius:var(--radius-sm)}.bmo-contact__note{margin:var(--space-3) 0 0;font-family:var(--font-sans);color:var(--ink-muted);font-size:14px;line-height:22px}.bmo-contact__steps{padding-left:var(--space-5);gap:var(--space-3);flex-direction:column;margin:0;display:flex}.bmo-contact__steps li{font-family:var(--font-sans);color:var(--ink);font-size:14px;line-height:22px}.bmo-contact__steps strong{color:var(--navy-900);display:block}.bmo-contact__steps span{color:var(--ink-muted)}.bmo-contact__dl{gap:var(--space-2) var(--space-4);grid-template-columns:auto 1fr;margin:0;display:grid}.bmo-contact__dl dt{font-family:var(--font-sans);color:var(--ink-muted);font-size:13px;font-weight:600;line-height:22px}.bmo-contact__dl dd{font-family:var(--font-sans);color:var(--ink);margin:0;font-size:14px;line-height:22px}.bmo-contact__dl dd a{color:var(--navy-900);border-bottom:2px solid var(--mark);padding-bottom:1px;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-contact__dl dd a:hover{border-bottom-color:var(--navy-900)}}.bmo-contact__dl dd a:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:var(--radius-sm)}@container bmocontact (width<=820px){.bmo-contact__grid{gap:var(--space-6);grid-template-rows:none;grid-template-columns:minmax(0,1fr)}.bmo-contact__panel--call,.bmo-contact__form,.bmo-contact__aside{grid-area:auto}}.bmo-ccard{background:var(--surface)}.bmo-ccard__top{background:var(--navy-900);color:#fff;padding:var(--space-6) var(--space-5) 36px;text-align:center;flex-direction:column;align-items:center;display:flex}.bmo-ccard__photo{border-radius:var(--radius-avatar,50%);object-fit:cover;border:3px solid var(--yellow-400);width:136px;height:136px;display:block}.bmo-ccard__name{font-family:var(--font-display);color:#fff;margin:14px 0 0;font-size:20px;font-weight:700;line-height:24px}.bmo-ccard__role{font-family:var(--font-sans);color:#b9c8dd;margin:2px 0 0;font-size:14px;line-height:20px}.bmo-ccard__rule{background:var(--orange-500);width:32px;height:3px;margin-top:20px}.bmo-ccard__eyebrow{font-family:var(--font-sans);letter-spacing:.02em;color:var(--yellow-400);margin:20px 0 0;font-size:13px;font-weight:600;line-height:16px}.bmo-ccard__title{margin:var(--space-1) 0 0;font-family:var(--font-display);letter-spacing:-.01em;color:#fff;text-wrap:balance;font-size:30px;font-weight:700;line-height:36px}.bmo-ccard__lede{font-family:var(--font-sans);color:#e7edf6;text-wrap:pretty;max-width:34ch;margin:10px 0 0;font-size:16px;line-height:26px}.bmo-ccard__body{max-width:480px;margin:0 auto}.bmo-ccard__actions{padding:var(--space-5);gap:var(--space-4);flex-direction:column;display:flex}.bmo-ccard__action{flex-direction:column;gap:6px;display:flex}.bmo-ccard__btn{letter-spacing:0;gap:10px;width:100%;min-height:52px;font-size:16px;line-height:20px}.bmo-ccard__note{font-family:var(--font-sans);color:var(--ink-muted);text-align:center;margin:0;font-size:13px;line-height:18px}.bmo-ccard__reach{padding:var(--space-2) var(--space-5) 40px;flex-direction:column;display:flex}.bmo-ccard__reach-head{margin:0 0 var(--space-2);font-family:var(--font-sans);letter-spacing:.02em;color:var(--warm-text);font-size:13px;font-weight:600;line-height:16px}.bmo-ccard__row{border-top:1px solid var(--border);min-height:56px;font-family:var(--font-sans);color:var(--ink);overflow-wrap:anywhere;align-items:center;gap:14px;font-size:16px;line-height:26px;text-decoration:none;display:flex}.bmo-ccard__row:last-child{border-bottom:1px solid var(--border)}.bmo-ccard__row .bmo-icon{color:var(--navy-900);flex:none}.bmo-ccard__row span{border-bottom:2px solid #0000}.bmo-ccard__row:focus-visible span{border-bottom-color:var(--mark)}@media (hover:hover) and (pointer:fine){.bmo-ccard__row:hover span{border-bottom-color:var(--mark)}}.bmo-ccard__row:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:var(--radius-sm)}.bmo-thanks{padding:var(--space-8) var(--space-6);background:var(--surface);container:bmothanks/inline-size}.bmo-thanks__inner{max-width:640px;margin:0 auto}.bmo-thanks__mark{border-radius:var(--radius-marker,50%);background:var(--cyan-400);width:52px;height:52px;margin-bottom:var(--space-5);position:relative}.bmo-thanks__mark:after{content:"";border:solid var(--navy-900);border-width:0 3px 3px 0;width:12px;height:22px;position:absolute;top:13px;left:18px;transform:rotate(45deg)}.bmo-thanks__title{margin:0 0 var(--space-4);font-family:var(--font-display);letter-spacing:-.02em;color:var(--navy-900);font-size:40px;font-weight:700;line-height:46px}.bmo-thanks__lede{margin:0 0 var(--space-7);font-family:var(--font-sans);color:var(--ink);font-size:18px;line-height:28px}.bmo-thanks__steps{margin:0 0 var(--space-6);gap:var(--space-5);flex-direction:column;padding:0;list-style:none;display:flex}.bmo-thanks__steps li{gap:var(--space-2) var(--space-5);padding-bottom:var(--space-5);border-bottom:1px solid var(--border);grid-template-columns:132px 1fr;align-items:baseline;display:grid}.bmo-thanks__steps li:last-child{border-bottom:0;padding-bottom:0}.bmo-thanks__when{font-family:var(--font-sans);letter-spacing:.02em;color:var(--blue-600);grid-row:span 2;font-size:13px;font-weight:600;line-height:20px}.bmo-thanks__steps strong{font-family:var(--font-display);color:var(--navy-900);font-size:17px;font-weight:600;line-height:24px}.bmo-thanks__steps span:not(.bmo-thanks__when){font-family:var(--font-sans);color:var(--ink-muted);font-size:14px;line-height:22px}.bmo-thanks__call{margin:0 0 var(--space-7);font-family:var(--font-sans);color:var(--ink);font-size:16px;line-height:26px}.bmo-thanks__call a{color:inherit;border-bottom:2px solid var(--mark);padding-bottom:1px;font-weight:600;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-thanks__call a:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-thanks__call a:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:var(--radius-sm)}.bmo-thanks__onward{margin-top:var(--space-2)}.bmo-thanks__onward-head{margin:0 0 var(--space-4);font-family:var(--font-sans);letter-spacing:.02em;color:var(--warm-text);font-size:13px;font-weight:600;line-height:16px}@container bmothanks (width<=560px){.bmo-thanks__title{font-size:30px;line-height:36px}.bmo-thanks__steps li{grid-template-columns:minmax(0,1fr)}.bmo-thanks__when{grid-row:auto}}.bmo-icon{vertical-align:-.18em;color:inherit;flex:none;display:inline-block}.bmo-article{max-width:1040px;padding:var(--space-8) var(--space-6);margin:0 auto;container:bmoarticle/inline-size}.bmo-arthead{max-width:none;margin-bottom:var(--space-7)}.bmo-arthead__cat{margin:0 0 var(--space-4);font-family:var(--font-sans);letter-spacing:.02em;color:var(--blue-600);font-size:13px;font-weight:600;line-height:16px;text-decoration:none;display:inline-block}a.bmo-arthead__cat{border-bottom:2px solid #0000}@media (hover:hover) and (pointer:fine){a.bmo-arthead__cat:hover{border-bottom-color:var(--mark)}}a.bmo-arthead__cat:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:var(--radius-sm)}.bmo-arthead__title{max-width:16em;margin:0 0 var(--space-5);font-family:var(--font-display);letter-spacing:-.02em;color:var(--navy-900);font-size:44px;font-weight:700;line-height:50px}.bmo-arthead__standfirst{max-width:30em;margin:0 0 var(--space-5);font-family:var(--font-sans);color:var(--ink);font-size:20px;line-height:30px}.bmo-arthead__meta{align-items:center;gap:var(--space-3);font-family:var(--font-sans);color:var(--ink-muted);flex-wrap:wrap;margin:0;font-size:14px;line-height:22px;display:flex}.bmo-arthead__by{color:var(--navy-900);font-weight:600}.bmo-arthead__by a{color:inherit;border-bottom:2px solid var(--mark);text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-arthead__by a:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-arthead__by a:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:var(--radius-sm)}.bmo-arthead__dot{color:var(--border)}.bmo-arthead__cred{color:var(--ink-muted);font-weight:400}.bmo-article__grid{gap:var(--space-7);grid-template-columns:minmax(0,1fr) 232px;align-items:start;display:grid}.bmo-article__aside{top:var(--space-6);order:2;position:sticky}.bmo-article__body{order:1;min-width:0}.bmo-article__related{margin-top:var(--space-8);padding-top:var(--space-7);border-top:1px solid var(--border)}.bmo-prose{font-family:var(--font-sans);color:var(--ink);max-width:34em;font-size:17px;line-height:30px}.bmo-prose>*{margin:0}.bmo-prose>*+*{margin-top:var(--space-5)}.bmo-prose h2{margin:var(--space-8) 0 var(--space-4);font-family:var(--font-display);letter-spacing:-.01em;color:var(--navy-900);scroll-margin-top:var(--space-6);font-size:28px;font-weight:700;line-height:36px}.bmo-prose h3{margin:var(--space-7) 0 var(--space-3);font-family:var(--font-display);color:var(--navy-900);scroll-margin-top:var(--space-6);font-size:20px;font-weight:600;line-height:28px}.bmo-prose a{color:inherit;border-bottom:2px solid var(--mark);padding-bottom:1px;font-weight:600;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-prose a:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-prose a:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-prose strong{color:var(--navy-900);font-weight:700}.bmo-prose ul,.bmo-prose ol{padding-left:var(--space-6)}.bmo-prose li{padding-left:var(--space-2)}.bmo-prose li+li{margin-top:var(--space-3)}.bmo-prose ol>li::marker{color:var(--accent-text);font-weight:700}.bmo-prose li>ul,.bmo-prose li>ol{margin-top:var(--space-3)}.bmo-prose blockquote{padding:var(--space-2) 0 var(--space-2) var(--space-5);border-left:3px solid var(--cyan-400);color:var(--ink);font-size:19px;line-height:32px}.bmo-prose blockquote cite{margin-top:var(--space-3);color:var(--ink-muted);font-size:14px;font-style:normal;line-height:22px;display:block}.bmo-prose code{background:var(--surface-raised);border:1px solid var(--border);border-radius:var(--radius-sm);padding:1px 5px;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.9em}.bmo-prose>hr{border:0;border-top:1px solid var(--border);margin:var(--space-8) 0}.bmo-prose .bmo-figure,.bmo-prose .bmo-acc{max-width:none}.bmo-figure{margin:var(--space-7) 0}.bmo-figure__art{background:var(--surface-raised);border:1px solid var(--border);border-radius:var(--radius-md);padding:var(--space-6);--bmo-fig-ads:var(--amber-500);--bmo-fig-seo:var(--accent-text);--bmo-fig-mark:var(--mark)}.bmo-figure__art svg{width:100%;height:auto;color:var(--ink);display:block}.bmo-figure__cap{margin-top:var(--space-3);font-family:var(--font-sans);color:var(--ink-muted);font-size:14px;line-height:22px}.bmo-toc{font-family:var(--font-sans);--bmo-toc-narrow:0}.bmo-toc__box{border-left:2px solid var(--border);padding-left:var(--space-4)}.bmo-toc__head{cursor:default;letter-spacing:.02em;color:var(--blue-600);margin-bottom:var(--space-4);font-size:13px;font-weight:600;line-height:16px;list-style:none}.bmo-toc__head::-webkit-details-marker{display:none}.bmo-toc__list{gap:var(--space-3);flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.bmo-toc__list a{color:var(--ink-muted);border-bottom:2px solid #0000;font-size:14px;line-height:20px;text-decoration:none}.bmo-toc__list a:focus-visible{color:var(--navy-900);border-bottom-color:var(--mark)}@media (hover:hover) and (pointer:fine){.bmo-toc__list a:hover{color:var(--navy-900);border-bottom-color:var(--mark)}}.bmo-toc__list a:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:var(--radius-sm)}.bmo-toc__list li{position:relative}.bmo-toc__list a.is-current:before{content:"";left:calc(var(--space-4) * -1 - 2px);background:var(--accent-text);width:2px;position:absolute;top:2px;bottom:2px}.bmo-posts__head{margin:0 0 var(--space-5);font-family:var(--font-display);color:var(--navy-900);font-size:24px;font-weight:700;line-height:30px}.bmo-postlist{container:bmoposts/inline-size}.bmo-posts{gap:var(--space-5);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.bmo-posts--2{grid-template-columns:repeat(2,minmax(0,1fr))}.bmo-post{gap:var(--space-3);background:var(--surface-raised);border:1px solid var(--border);border-left:3px solid var(--cyan-400);border-radius:var(--radius-md);padding:var(--space-5);flex-direction:column;margin:0;transition:border-color .12s,transform .12s;display:flex;position:relative}.bmo-post:has(a:focus-visible){outline:3px solid var(--focus);outline-offset:2px}.bmo-post__cat{font-family:var(--font-sans);letter-spacing:.02em;color:var(--blue-600);align-items:center;gap:var(--space-2);margin:0;font-size:12px;font-weight:600;line-height:16px;display:flex}.bmo-post__cat:before{content:"";background:var(--mark);border-radius:2px;flex:none;width:14px;height:3px;transition:background-color .12s}.bmo-post__title{font-family:var(--font-display);color:var(--navy-900);margin:0;font-size:19px;font-weight:600;line-height:26px}.bmo-post__title a{color:inherit;text-decoration:none}.bmo-post__title a:focus-visible{outline:none}.bmo-post__title a:after{content:"";border-radius:inherit;position:absolute;inset:0}.bmo-post__ex{font-family:var(--font-sans);color:var(--ink);margin:0;font-size:14px;line-height:22px}.bmo-post__meta{gap:var(--space-2);font-family:var(--font-sans);color:var(--ink-muted);margin:auto 0 0;font-size:13px;line-height:18px;display:flex}@container bmoposts (width<=760px){.bmo-posts{grid-template-columns:repeat(2,minmax(0,1fr))}}@container bmoposts (width<=480px){.bmo-posts{grid-template-columns:minmax(0,1fr)}}.bmo-hero__support+.bmo-hero__support,.bmo-band__body+.bmo-band__body,.bmo-grid__body+.bmo-grid__body{margin-top:var(--space-4)}.bmo-price__note{margin:var(--space-3) 0 0;font-family:var(--font-sans);color:var(--ink-muted);font-size:14px;line-height:22px}.bmo-thanks__steps-head{margin:0 0 var(--space-4);font-family:var(--font-display);color:var(--navy-900);font-size:19px;font-weight:600;line-height:26px}.bmo-footer__seal{flex:none}.bmo-media{max-width:1040px;margin:0 auto}.bmo-media>img{width:100%;height:auto;aspect-ratio:var(--bmo-media-ratio,16 / 9);object-fit:cover;border-radius:var(--radius-lg);background:var(--surface-raised);display:block}.bmo-author{gap:var(--space-5);margin-top:var(--space-8);padding-top:var(--space-6);border-top:1px solid var(--border);align-items:flex-start;display:flex}.bmo-author__eyebrow{margin:0 0 var(--space-2);font-family:var(--font-sans);letter-spacing:.02em;color:var(--blue-600);font-size:12px;font-weight:600;line-height:16px}.bmo-author__name{margin:0 0 var(--space-2);font-family:var(--font-display);color:var(--navy-900);font-size:19px;font-weight:700;line-height:26px}.bmo-author__bio{font-family:var(--font-sans);color:var(--ink);max-width:56ch;margin:0;font-size:15px;line-height:24px}.bmo-author__act{margin-top:var(--space-4)}@container bmoarticle (width<=860px){.bmo-article__grid{gap:var(--space-5);grid-template-columns:minmax(0,1fr)}.bmo-article__aside{order:0;position:static;top:auto}.bmo-toc{--bmo-toc-narrow:1}.bmo-toc__box{border-left:0;border:1px solid var(--border);border-radius:var(--radius-md);padding:var(--space-4) var(--space-5)}.bmo-toc__head{cursor:pointer;justify-content:space-between;align-items:center;gap:var(--space-4);margin-bottom:0;font-size:15px;display:flex}.bmo-toc__head:after{content:"";border:5px solid #0000;border-top-color:currentColor;flex:none;width:0;height:0;margin-top:4px}.bmo-toc__box[open] .bmo-toc__head{margin-bottom:var(--space-4)}.bmo-toc__box[open] .bmo-toc__head:after{margin-top:-4px;transform:rotate(180deg)}.bmo-arthead__title{font-size:32px;line-height:38px}.bmo-arthead__standfirst{font-size:18px;line-height:28px}.bmo-prose{max-width:none}.bmo-author{flex-direction:column}}@media (width<=600px){.bmo-band,.bmo-hero{padding:var(--space-7) var(--space-4)}.bmo-band__title{font-size:30px;line-height:36px}.bmo-hero__title{font-size:34px;line-height:40px}}.bmo-band__lead{font-family:var(--font-sans);color:var(--ink);max-width:40ch;margin:0;font-size:20px;font-weight:400;line-height:30px}.bmo-band--deep .bmo-band__lead{color:#fff}.bmo-band__lead+.bmo-band__body{padding-top:var(--space-4);border-top:3px solid var(--mark);max-width:52ch}.bmo-band__lead+.bmo-band__body~.bmo-band__body{border-top:0;padding-top:0}.bmo-band--side .bmo-band__inner{gap:var(--space-6) var(--space-8);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:start;display:grid}.bmo-band--side .bmo-band__col{gap:var(--space-4);flex-direction:column;min-width:0;display:flex}@media (width>=861px){.bmo-band--side .bmo-band__col{top:var(--space-6);position:sticky}}.bmo-band--side .bmo-band__content{min-width:0;margin:0}.bmo-band--aside .bmo-band__inner{gap:var(--space-6) var(--space-8);grid-template-columns:minmax(0,1fr) minmax(0,340px);align-items:start;display:grid}.bmo-band--aside-wide .bmo-band__inner{column-gap:var(--space-7);grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);align-items:center}.bmo-band--aside .bmo-band__col{gap:var(--space-4);flex-direction:column;min-width:0;display:flex}.bmo-band__aside{min-width:0}.bmo-band--aside .bmo-band__content{margin-bottom:0}@media (width<=860px){.bmo-band--side .bmo-band__inner,.bmo-band--aside .bmo-band__inner{grid-template-columns:minmax(0,1fr)}}@media (width<=600px){.bmo-band__lead{font-size:18px;line-height:28px}}.bmo-tl{--bmo-tl-size:56px;flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.bmo-tl--compact{--bmo-tl-size:44px}.bmo-tl__step,.bmo-tl__gate{grid-template-columns:var(--bmo-tl-size) minmax(0, 1fr);column-gap:var(--space-5);padding-bottom:var(--space-6);display:grid;position:relative}.bmo-tl__step:last-child,.bmo-tl__gate:last-child{padding-bottom:0}.bmo-tl__step:before{content:"";left:calc(var(--bmo-tl-size) / 2 - 1px);width:2px;top:var(--bmo-tl-size);background:var(--border);position:absolute;bottom:0}.bmo-tl__gate:before{content:"";left:calc(var(--bmo-tl-size) / 2 - 1px);background:var(--border);width:2px;position:absolute;top:0;bottom:0}.bmo-tl__step:last-child:before,.bmo-tl__gate:last-child:before{display:none}.bmo-tl__num{z-index:1;box-sizing:border-box;width:var(--bmo-tl-size);height:var(--bmo-tl-size);border-radius:var(--radius-marker,50%);border:3px solid var(--mark);background:var(--surface);font-family:var(--font-display);color:var(--navy-900);justify-content:center;align-items:center;font-size:20px;font-weight:700;line-height:1;display:flex;position:relative}.bmo-tl--compact .bmo-tl__num{font-size:17px}.bmo-band--tint .bmo-tl__num{background:var(--surface-raised)}.bmo-band--warm .bmo-tl__num{background:var(--warm-tint)}.bmo-callout .bmo-tl__num,.bmo-pair__cell .bmo-tl__num,.bmo-band__aside .bmo-tl__num{background:var(--surface)}.bmo-tl__text{min-width:0;padding-top:calc((var(--bmo-tl-size) - 28px) / 2)}.bmo-tl__when{margin:0 0 var(--space-2);padding:2px var(--space-2);border-radius:var(--radius-sm);background:var(--warm-tint);border:1px solid var(--warm-border);font-family:var(--font-sans);letter-spacing:.02em;color:var(--navy-900);font-size:12px;font-weight:600;line-height:16px;display:inline-block}.bmo-band--warm .bmo-tl__when{background:var(--surface)}.bmo-tl__title{margin:0 0 var(--space-2);font-family:var(--font-display);color:var(--navy-900);font-size:22px;font-weight:600;line-height:28px}.bmo-tl--compact .bmo-tl__title{font-size:19px;line-height:25px}.bmo-tl__body{margin:0 0 var(--space-2);font-family:var(--font-sans);color:var(--ink);max-width:64ch;font-size:16px;line-height:26px}.bmo-tl--compact .bmo-tl__body{font-size:15px;line-height:24px}.bmo-tl__body:last-child{margin-bottom:0}.bmo-tl__dot{z-index:1;margin-top:var(--space-4);border-radius:var(--radius-marker,50%);background:var(--good);width:20px;height:20px;box-shadow:0 0 0 4px var(--surface);place-self:start center;position:relative}.bmo-band--tint .bmo-tl__dot{box-shadow:0 0 0 4px var(--surface-raised)}.bmo-band--warm .bmo-tl__dot{box-shadow:0 0 0 4px var(--warm-tint)}.bmo-tl__gatebox{border:2px solid var(--good);border-radius:var(--radius-md);padding:var(--space-3) var(--space-4);background:var(--surface)}.bmo-tl__gatetitle{font-family:var(--font-sans);color:var(--navy-900);margin:0;font-size:16px;font-weight:600;line-height:24px}.bmo-tl__gatebody{margin:var(--space-1) 0 0;font-family:var(--font-sans);color:var(--ink);font-size:14px;line-height:22px}@media (width<=600px){.bmo-tl{--bmo-tl-size:44px}.bmo-tl__step,.bmo-tl__gate{column-gap:var(--space-4)}.bmo-tl__title{font-size:19px;line-height:25px}}.bmo-listwrap{container:bmolist/inline-size}.bmo-list{margin:0;padding:0;list-style:none}.bmo-list__title{font-family:var(--font-display);color:var(--navy-900);margin:0;font-size:20px;font-weight:600;line-height:26px}.bmo-list__body{margin:0 0 var(--space-2);font-family:var(--font-sans);color:var(--ink);max-width:64ch;font-size:16px;line-height:26px}.bmo-list__body:last-child{margin-bottom:0}.bmo-list__more{margin-top:var(--space-1);font-family:var(--font-sans);color:var(--blue-600);font-size:15px;font-weight:600;line-height:22px;text-decoration:none;display:inline-block}@media (hover:hover) and (pointer:fine){.bmo-list__more:hover{text-decoration:underline}}.bmo-list__text{min-width:0}.bmo-list__note{margin:var(--space-5) 0 0;padding-top:var(--space-4);border-top:1px solid var(--border);font-family:var(--font-sans);color:var(--ink);max-width:72ch;font-size:14px;line-height:22px}.bmo-list--rows{border-top:1px solid var(--border)}.bmo-list--rows .bmo-list__item{column-gap:var(--space-7);row-gap:var(--space-2);padding:var(--space-5) 0;border-bottom:1px solid var(--border);grid-template-columns:minmax(0,280px) minmax(0,1fr);display:grid}.bmo-list--stack{border-top:1px solid var(--border)}.bmo-list--stack .bmo-list__item{gap:var(--space-2);padding:var(--space-5) 0;border-bottom:1px solid var(--border);flex-direction:column;display:flex}.bmo-list--stack .bmo-list__title{font-size:19px}.bmo-list--checks{gap:var(--space-6);grid-template-columns:minmax(0,1fr);display:grid}.bmo-list--checks .bmo-list__item{column-gap:var(--space-4);row-gap:var(--space-2);grid-template-columns:32px minmax(0,1fr);display:grid}.bmo-list--checks .bmo-list__title,.bmo-list--checks .bmo-list__text{grid-column:2}.bmo-list--checks .bmo-list__title{padding-top:3px}.bmo-list__mark{box-sizing:border-box;border-radius:var(--radius-marker,50%);border:2px solid var(--mark);width:32px;height:32px;color:var(--navy-900);background:var(--surface);grid-row:1/span 2;justify-content:center;align-items:center;display:flex}.bmo-band--tint .bmo-list__mark{background:var(--surface-raised)}.bmo-band--warm .bmo-list__mark{background:var(--warm-tint)}.bmo-list__mark svg{width:16px;height:16px;display:block}@container bmolist (width<=620px){.bmo-list--rows .bmo-list__item{grid-template-columns:minmax(0,1fr)}}.bmo-inshort{background:var(--surface-raised);border-radius:var(--radius-lg);padding:var(--space-5) var(--space-6) var(--space-6)}.bmo-band--tint .bmo-inshort{background:var(--surface)}.bmo-inshort__head{margin:0 0 var(--space-4);padding-top:var(--space-4);border-top:3px solid var(--cyan-400);font-family:var(--font-sans);letter-spacing:.02em;color:var(--navy-900);font-size:13px;font-weight:600;line-height:16px}.bmo-inshort ul{gap:var(--space-4);flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.bmo-inshort li{font-family:var(--font-sans);color:var(--ink);font-size:15px;line-height:24px}.bmo-inshort strong{color:var(--navy-900)}.bmo-callout{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-6);gap:var(--space-3);box-sizing:border-box;flex-direction:column;height:100%;display:flex}.bmo-callout__title{font-family:var(--font-display);color:var(--navy-900);margin:0;font-size:20px;font-weight:600;line-height:26px}.bmo-callout__body{font-family:var(--font-sans);color:var(--ink);margin:0;font-size:16px;line-height:26px}.bmo-callout__act{padding-top:var(--space-2);margin-top:auto}.bmo-pairwrap{container:bmopair/inline-size}.bmo-pair{gap:var(--space-5);grid-template-columns:repeat(2,minmax(0,1fr));align-items:stretch;display:grid}.bmo-pair__cell{flex-direction:column;min-width:0;display:flex}.bmo-pair__cell>*{flex:auto}@container bmopair (width<=720px){.bmo-pair{grid-template-columns:minmax(0,1fr)}}.bmo-reviews--feature{grid-template-columns:minmax(0,1fr)}.bmo-reviews--feature .bmo-review{background:var(--warm-tint);border-color:var(--warm-border);border-radius:var(--radius-lg);padding:var(--space-6);box-sizing:border-box;height:100%}.bmo-reviews--feature .bmo-review__stars{color:var(--mark);font-size:18px}.bmo-reviews--feature .bmo-review__quote{font-family:var(--font-display);color:var(--navy-900);font-size:18px;font-weight:600;line-height:28px}@container bmoreviews (width<=820px){.bmo-reviews--feature{grid-template-columns:minmax(0,1fr)}}.bmo-cmpwrap{container:bmocmp/inline-size}.bmo-cmp{border-collapse:collapse;width:100%;font-family:var(--font-sans);color:var(--ink);font-size:15px;line-height:24px}.bmo-cmp thead th{text-align:left;padding:var(--space-3) var(--space-4);border-bottom:2px solid var(--navy-900);letter-spacing:.02em;color:var(--navy-900);font-size:13px;font-weight:600;line-height:16px}.bmo-cmp td,.bmo-cmp tbody th{padding:var(--space-4);border-bottom:1px solid var(--border);vertical-align:top;text-align:left}.bmo-cmp__topic{width:22%;color:var(--navy-900);font-weight:600}.bmo-cmp__them{width:34%;color:var(--ink-muted)}.bmo-cmp .bmo-cmp__us{background:var(--surface-raised)}.bmo-band--tint .bmo-cmp .bmo-cmp__us{background:var(--surface)}.bmo-cmp__sr{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.bmo-cmp__note{margin:var(--space-4) 0 0;font-family:var(--font-sans);color:var(--ink-muted);font-size:14px;line-height:22px}@container bmocmp (width<=640px){.bmo-cmp thead{clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.bmo-cmp,.bmo-cmp tbody,.bmo-cmp tr,.bmo-cmp td,.bmo-cmp tbody th{width:auto;display:block}.bmo-cmp tr{border-top:2px solid var(--navy-900);padding:var(--space-3) 0 var(--space-4)}.bmo-cmp tbody th{padding:0 0 var(--space-2);border:0}.bmo-cmp td{padding:var(--space-2) var(--space-3);border-radius:var(--radius-sm);border:0}.bmo-cmp td:before{content:attr(data-label);letter-spacing:.02em;color:var(--navy-900);margin-bottom:var(--space-1);font-size:12px;font-weight:600;line-height:16px;display:block}}.bmo-priceswrap{container:bmoprices/inline-size}.bmo-prices{grid-template-columns:repeat(3,minmax(0,1fr))}.bmo-prices--two{grid-template-columns:repeat(2,minmax(0,1fr))}@container bmoprices (width<=760px){.bmo-prices,.bmo-prices--two,.bmo-prices--one{grid-template-columns:minmax(0,1fr)}}.bmo-hero__text{min-width:0}.bmo-hero__actions{align-items:center;gap:var(--space-3) var(--space-5);flex-wrap:wrap;display:flex}.bmo-hero__media{position:relative}.bmo-hero__media>img{object-fit:cover;width:100%;height:100%;position:absolute;inset:0}.bmo-hero__badge{left:var(--space-4);bottom:var(--space-4);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-md);padding:var(--space-3) var(--space-4);font-family:var(--font-sans);color:var(--ink-muted);text-align:left;margin:0;font-size:14px;line-height:20px;position:absolute}.bmo-hero__badge strong{font-family:var(--font-display);color:var(--navy-900);font-size:16px;display:block}.bmo-hero--warm{background:var(--warm-tint);--border:var(--warm-border)}.bmo-hero--warm .bmo-btn--primary{border-color:var(--navy-900)}.bmo-hero--portrait .bmo-hero__inner{grid-template-columns:minmax(0,1fr) minmax(0,400px)}.bmo-hero--portrait .bmo-hero__media{aspect-ratio:4/5;border:0}@media (width<=860px){.bmo-hero--image .bmo-hero__inner,.bmo-hero--portrait .bmo-hero__inner{grid-template-columns:minmax(0,1fr)}.bmo-hero__media{width:100%;max-width:560px}.bmo-hero--portrait .bmo-hero__media{max-width:360px;margin-left:auto;margin-right:auto}}.bmo-media>img{object-position:var(--bmo-media-focal,50% 50%)}.bmo-price{border-radius:var(--radius-lg)}.bmo-price__amount{font-size:30px;line-height:36px}.bmo-price__unit{margin-top:var(--space-1);display:block}.bmo-price__note{margin-top:var(--space-1);padding-top:var(--space-3);border-top:1px solid var(--border);color:var(--ink)}.bmo-acc__sign:before,.bmo-acc__sign:after{background:var(--mark)}.bmo-pair__cell>.bmo-reviewswrap{flex-direction:column;display:flex}.bmo-pair__cell>.bmo-reviewswrap>.bmo-reviews{flex:auto}@container bmofooter (width<=700px){.bmo-footer__seals{margin-top:var(--space-4)}}.bmo-linkcardswrap{container-type:inline-size}.bmo-linkcards{gap:var(--space-4);grid-template-columns:repeat(2,minmax(0,1fr));margin:0;padding:0;list-style:none;display:grid}@container (width<=520px){.bmo-linkcards{grid-template-columns:minmax(0,1fr)}}.bmo-linkcards>li{display:flex}.bmo-linkcard{gap:var(--space-2);padding:var(--space-5) var(--space-7) var(--space-5) var(--space-5);background:var(--surface);border:1px solid var(--border);border-top:3px solid var(--mark);border-radius:var(--radius-md);color:var(--ink);flex-direction:column;flex:1;text-decoration:none;transition:border-color .12s,box-shadow .12s;display:flex;position:relative}.bmo-linkcard:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.bmo-linkcard__kind{font-family:var(--font-sans);letter-spacing:.04em;text-transform:uppercase;color:var(--warm-text);font-size:12px;font-weight:600;line-height:16px}.bmo-linkcard__title{font-family:var(--font-display);color:var(--navy-900);font-size:18px;font-weight:700;line-height:25px}.bmo-linkcard__body{font-family:var(--font-sans);color:var(--ink-muted);font-size:15px;line-height:23px}.bmo-linkcard__arrow{right:var(--space-5);bottom:var(--space-5);color:var(--blue-600);line-height:0;position:absolute}@media (prefers-reduced-motion:reduce){.bmo-linkcard,.bmo-linkcard__arrow{transition:none}}.bmo-map{width:100%;max-width:480px;margin:0}.bmo-map__svg{width:100%;height:auto;display:block;overflow:visible}.bmo-map__shadow{fill:var(--yellow-400)}.bmo-map__land{fill:var(--navy-900);stroke:var(--navy-900);stroke-width:2px;stroke-linejoin:round}.bmo-map__ring{fill:#fff}.bmo-map--reach .bmo-map__svg{overflow:hidden}.bmo-map__reach{fill:none;stroke:var(--mark);stroke-width:2.5px}.bmo-map__reach-in{fill:none;stroke:var(--yellow-400);stroke-width:2.5px;opacity:.85}.bmo-band--deep .bmo-map__reach{stroke:var(--yellow-400)}.bmo-map__dot{fill:var(--mark)}.bmo-map__label{font-family:var(--font-display);fill:#fff;font-size:15px;font-weight:600}.bmo-map__label--primary{font-size:17px;font-weight:700}@media (hover:hover) and (pointer:fine){a.bmo-map__place:hover .bmo-map__label{fill:var(--yellow-400);text-decoration:underline}}a.bmo-map__place:focus-visible{outline:3px solid var(--yellow-400);outline-offset:2px}a.bmo-map__place:focus-visible .bmo-map__label{fill:var(--yellow-400)}.bmo-map__cap{margin-top:var(--space-4);font-family:var(--font-sans);color:var(--ink-muted);font-size:14px;line-height:22px}.bmo-legal{background:var(--surface);padding:var(--space-8) var(--space-6)}.bmo-legal__inner{max-width:1040px;margin:0 auto}.bmo-legal__head{max-width:42rem;padding-bottom:var(--space-6);margin-bottom:var(--space-6);border-bottom:1px solid var(--border)}.bmo-legal__title{font-family:var(--font-display);letter-spacing:-.01em;color:var(--navy-900);margin:0;font-size:40px;font-weight:700;line-height:46px}.bmo-legal__meta{margin:var(--space-5) 0 0;gap:var(--space-2) var(--space-6);flex-wrap:wrap;display:flex}.bmo-legal__meta div{gap:var(--space-2);display:flex}.bmo-legal__meta dt,.bmo-legal__meta dd{font-family:var(--font-sans);margin:0;font-size:14px;line-height:22px}.bmo-legal__meta dt{color:var(--ink-muted)}.bmo-legal__meta dd{color:var(--ink)}.bmo-legal__meta a{color:var(--ink);border-bottom:2px solid var(--mark);text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-legal__meta a:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-legal__toc{max-width:42rem;margin-bottom:var(--space-7)}.bmo-legal__toc-head{margin:0 0 var(--space-3);font-family:var(--font-sans);letter-spacing:.02em;color:var(--ink-muted);font-size:13px;font-weight:600;line-height:16px}.bmo-legal__toc ul{columns:2;column-gap:var(--space-7);margin:0;padding:0;list-style:none}.bmo-legal__toc li{font-family:var(--font-sans);margin-bottom:var(--space-1);break-inside:avoid;font-size:15px;line-height:24px}.bmo-legal__toc a{color:var(--ink);border-bottom:2px solid #0000;text-decoration:none}.bmo-legal__toc a:focus-visible{border-bottom-color:var(--mark)}@media (hover:hover) and (pointer:fine){.bmo-legal__toc a:hover{border-bottom-color:var(--mark)}}.bmo-legal__toc a:focus-visible,.bmo-legal__meta a:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-legal__body.bmo-prose{max-width:42rem}.bmo-legal__sec+.bmo-legal__sec{margin-top:var(--space-7)}.bmo-legal__sec>*{margin:0}.bmo-legal__sec>*+*{margin-top:var(--space-4)}.bmo-legal__body.bmo-prose h2{margin:0 0 var(--space-3);font-size:22px;line-height:30px}.bmo-legal__body.bmo-prose h3{margin-top:var(--space-5);font-size:17px;line-height:26px}.bmo-legal__body.bmo-prose a{color:var(--ink)}@media (width<=600px){.bmo-legal{padding:var(--space-7) var(--space-4)}.bmo-legal__title{font-size:32px;line-height:38px}.bmo-legal__toc ul{columns:1}}.bmo-band__body a,.bmo-band__lead a,.bmo-hero__support a,.bmo-list__body a,.bmo-list__note a,.bmo-grid__body a,.bmo-tl__body a,.bmo-tl__gatebody a,.bmo-acc__body a,.bmo-price__note a,.bmo-inshort a,.bmo-cmp a,.bmo-cmp__note a,.bmo-callout__body a,.bmo-map__cap a{color:inherit;border-bottom:2px solid var(--mark);padding-bottom:1px;font-weight:600;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-band__body a:hover,.bmo-band__lead a:hover,.bmo-hero__support a:hover,.bmo-list__body a:hover,.bmo-list__note a:hover,.bmo-grid__body a:hover,.bmo-tl__body a:hover,.bmo-tl__gatebody a:hover,.bmo-acc__body a:hover,.bmo-price__note a:hover,.bmo-inshort a:hover,.bmo-cmp a:hover,.bmo-cmp__note a:hover,.bmo-callout__body a:hover,.bmo-map__cap a:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-band__body a:focus-visible,.bmo-band__lead a:focus-visible,.bmo-hero__support a:focus-visible,.bmo-list__body a:focus-visible,.bmo-list__note a:focus-visible,.bmo-grid__body a:focus-visible,.bmo-tl__body a:focus-visible,.bmo-tl__gatebody a:focus-visible,.bmo-acc__body a:focus-visible,.bmo-price__note a:focus-visible,.bmo-inshort a:focus-visible,.bmo-cmp a:focus-visible,.bmo-cmp__note a:focus-visible,.bmo-callout__body a:focus-visible,.bmo-map__cap a:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-band--deep .bmo-band__body a,.bmo-band--deep .bmo-band__lead a,.bmo-hero--deep .bmo-hero__support a{border-bottom-color:var(--yellow-400)}@media (hover:hover) and (pointer:fine){.bmo-band--deep .bmo-band__body a:hover,.bmo-band--deep .bmo-band__lead a:hover,.bmo-hero--deep .bmo-hero__support a:hover{color:#fff;border-bottom-color:#fff}}.bmo-band--deep a:focus-visible,.bmo-hero--deep a:focus-visible{outline-color:var(--yellow-400)}.bmo-prices--one{grid-template-columns:minmax(0,1fr)}.bmo-price--single{padding:0;overflow:hidden;container:bmoprice1/inline-size}.bmo-price__grid{grid-template-columns:minmax(0,1fr);display:grid}.bmo-price__main,.bmo-price__side{gap:var(--space-3);padding:var(--space-6);flex-direction:column;display:flex}.bmo-price__side{border-top:1px solid var(--border);background:var(--surface-raised)}@container bmoprice1 (width>=720px){.bmo-price__grid{grid-template-columns:minmax(0,5fr) minmax(0,6fr)}.bmo-price__main{padding:var(--space-7)}.bmo-price__side{padding:var(--space-7);border-top:0;border-left:1px solid var(--border)}}.bmo-price--single .bmo-price__tier{color:var(--warm-text)}.bmo-price--single .bmo-price__amount{font-size:40px;line-height:46px}.bmo-price--single .bmo-price__body{font-size:16px;line-height:26px}.bmo-price--single .bmo-price__foot{margin-top:var(--space-2);padding-top:0}.bmo-price__after{padding:var(--space-5) var(--space-6);border-top:1px solid var(--border);font-family:var(--font-sans);color:var(--ink);grid-column:1/-1;margin:0;font-size:15px;line-height:24px}@container bmoprice1 (width>=720px){.bmo-price__after{padding:var(--space-5) var(--space-7)}}.bmo-price__side-head{margin:0 0 var(--space-1);font-family:var(--font-sans);letter-spacing:.02em;color:var(--ink-muted);font-size:13px;font-weight:600;line-height:16px}.bmo-price__checks{gap:var(--space-3);flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.bmo-price__checks li{column-gap:var(--space-3);font-family:var(--font-sans);color:var(--ink);grid-template-columns:22px minmax(0,1fr);font-size:15px;line-height:24px;display:grid}.bmo-price__check{border-radius:var(--radius-marker,50%);border:2px solid var(--mark);width:22px;height:22px;color:var(--mark);background:var(--surface);place-items:center;margin-top:1px;display:grid}.bmo-price__check svg{width:12px;height:12px}.bmo-price__checks a,.bmo-price__after a{color:inherit;border-bottom:2px solid var(--mark);padding-bottom:1px;font-weight:600;text-decoration:none}@media (hover:hover) and (pointer:fine){.bmo-price__checks a:hover,.bmo-price__after a:hover{color:var(--navy-900);border-bottom-color:var(--navy-900)}}.bmo-price__checks a:focus-visible,.bmo-price__after a:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}@container bmoprice1 (width<=480px){.bmo-price--single .bmo-price__amount{font-size:32px;line-height:38px}}.bmo-tl__gate:last-child:before{height:calc(var(--space-4) + 10px);display:block;bottom:auto}.bmo-crumbs{margin:0 0 var(--space-4)}.bmo-crumbs ol{align-items:center;gap:var(--space-1) var(--space-2);font-family:var(--font-sans);flex-wrap:wrap;margin:0;padding:0;font-size:14px;line-height:20px;list-style:none;display:flex}.bmo-crumbs li{align-items:center;gap:var(--space-2);color:var(--ink-muted);display:flex}.bmo-crumbs li+li:before{content:"/";color:var(--ink-muted);opacity:.7}.bmo-crumbs a{color:var(--ink);border-bottom:2px solid #0000;text-decoration:none}.bmo-crumbs a:focus-visible{border-bottom-color:var(--mark)}@media (hover:hover) and (pointer:fine){.bmo-crumbs a:hover{border-bottom-color:var(--mark)}}.bmo-crumbs a:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}.bmo-crumbs [aria-current]{color:var(--ink-muted)}.bmo-hero--deep .bmo-crumbs li,.bmo-hero--deep .bmo-crumbs li+li:before,.bmo-hero--deep .bmo-crumbs [aria-current]{color:#b9c8dd}.bmo-hero--deep .bmo-crumbs a{color:#fff}.bmo-hero--deep .bmo-crumbs a:focus-visible{border-bottom-color:var(--yellow-400)}@media (hover:hover) and (pointer:fine){.bmo-hero--deep .bmo-crumbs a:hover{border-bottom-color:var(--yellow-400)}}.bmo-hero--deep .bmo-crumbs a:focus-visible{outline-color:var(--yellow-400)}@media (width>=861px){.bmo-band--aside .bmo-band__aside{top:var(--space-6);align-self:start;position:sticky}}.bmo-listwrap:has(+.bmo-listwrap) .bmo-list--rows>.bmo-list__item:last-child,.bmo-listwrap:has(+.bmo-listwrap) .bmo-list--stack>.bmo-list__item:last-child{border-bottom:0}.bmo-band__content>.bmo-listwrap+.bmo-listwrap{margin-top:var(--space-6)}.bmo-callout{background:var(--surface-raised)}.bmo-band--tint .bmo-callout,.bmo-band--warm .bmo-callout{background:var(--surface)}.bmo-price__tier{color:var(--warm-text)}@media (width>=861px){.bmo-band--fig .bmo-band__inner{align-items:start}.bmo-band__fig{top:var(--space-6);align-self:start;position:sticky}}@media (width<=860px){.bmo-band__fig:not(:has(.bmo-map,[data-phone=show],.bmo-post__cover)),.bmo-hero__media--figure:not(:has([data-phone=show])){display:none}}.bmo-band--plain .bmo-price{background:var(--surface-raised)}.bmo-band--plain .bmo-price--single .bmo-price__side,.bmo-band--tint .bmo-price,.bmo-band--warm .bmo-price,.bmo-band--tint .bmo-reviews:not(.bmo-reviews--feature) .bmo-review,.bmo-band--warm .bmo-reviews:not(.bmo-reviews--feature) .bmo-review,.bmo-band--warm .bmo-reviews--feature .bmo-review{background:var(--surface)}.bmo-band--plain .bmo-tl__gatebox{background:var(--surface-raised)}.bmo-band--tint .bmo-tl__gatebox,.bmo-band--warm .bmo-tl__gatebox{background:var(--surface)}.bmo-tl__gatebox{width:fit-content;max-width:min(100%, calc(64ch + 2 * var(--space-4) + 4px));box-sizing:border-box}.bmo-arthead__cat,.bmo-toc__head,.bmo-author__eyebrow,.bmo-post__cat{color:var(--warm-text)}@media (hover:hover) and (pointer:fine){a.bmo-arthead__cat:hover{border-bottom-color:var(--mark)}}.bmo-arthead__by a{border-bottom-color:var(--mark)}.bmo-toc__list a.is-current{color:var(--navy-900)}.bmo-prose ul>li::marker{color:var(--mark)}.bmo-prose ol>li::marker{color:var(--warm-text)}.bmo-post{border-left:1px solid var(--border)}.bmo-prose .bmo-callout,.bmo-prose .bmo-inshort{margin-top:var(--space-6);margin-bottom:var(--space-6);height:auto}.bmo-prose .bmo-callout__title,.bmo-prose .bmo-callout__body,.bmo-prose .bmo-inshort__head{margin-top:0}.bmo-prose .bmo-inshort ul{margin:0;padding:0}.bmo-prose .bmo-inshort li{margin:0;padding-left:0}.bmo-prose .bmo-inshort li+li{margin-top:0}.bmo-inshort--marks li{position:relative;padding-left:var(--space-5)!important}.bmo-inshort--marks li:before{content:"";border-radius:var(--radius-marker,50%);background:var(--mark);width:8px;height:8px;position:absolute;top:9px;left:0}.bmo-callout--tip{background:var(--warm-tint);border-color:var(--warm-border)}.bmo-band--plain .bmo-callout--tip,.bmo-band--tint .bmo-callout--tip{background:var(--warm-tint)}.bmo-callout__label{font-family:var(--font-sans);letter-spacing:.02em;color:var(--warm-text);margin:0;font-size:13px;font-weight:600;line-height:16px}.bmo-callout--tip .bmo-callout__title{font-size:18px;line-height:24px}.bmo-prose .bmo-callout--tip{gap:var(--space-2);padding:var(--space-5)}.bmo-article__offer{margin-top:0}.bmo-article--before-offer{padding-bottom:var(--space-8)}.bmo-article--tail{padding-top:0}.bmo-article--tail>.bmo-article__related:first-child{margin-top:var(--space-8)}.bmo-article__offer>.bmo-band{border-radius:0}.bmo-article__authorend{margin-top:var(--space-6)}.bmo-article__authorend .bmo-author{margin-top:0}.bmo-arthead .bmo-crumbs{margin-bottom:var(--space-5)}a[href^=tel\:]{white-space:nowrap}.bmo-post__cover{aspect-ratio:600/315;border-radius:var(--radius-sm);color:var(--ink);--bmo-fig-mark:var(--mark);--bmo-fig-seo:var(--accent-text);--bmo-fig-ads:var(--amber-500);--cover-bg:color-mix(in srgb, var(--navy-900) 9%, var(--surface));display:block;overflow:hidden}.bmo-post__cover>svg{width:100%;height:100%;display:block}.bmo-cover--warm{--cover-bg:color-mix(in srgb, var(--mark) 16%, var(--surface))}.bmo-cover--cool{--cover-bg:color-mix(in srgb, var(--cyan-400) 16%, var(--surface))}.bmo-cover--slate{--cover-bg:color-mix(in srgb, var(--navy-900) 9%, var(--surface))}.bmo-cover--sun{--cover-bg:color-mix(in srgb, var(--amber-500) 26%, var(--surface))}.bmo-pills+.bmo-postlist{margin-top:var(--space-6)}.bmo-band__fig>.bmo-post__cover{width:100%;max-width:var(--bmo-fig-max,480px)}.bmo-consent{left:var(--space-4);right:var(--space-4);bottom:var(--space-4);z-index:50;background:var(--surface);max-width:1040px;color:var(--ink);border:1px solid var(--border);border-radius:var(--radius-md);padding:var(--space-5) var(--space-6);gap:var(--space-3) var(--space-7);font-family:var(--font-sans);grid-template-columns:minmax(0,1fr) auto;align-items:center;margin:0 auto;display:grid;position:fixed;box-shadow:0 8px 32px #0000002e}.bmo-consent[hidden],.bmo-consent-panel[hidden],.bmo-gpc[hidden]{display:none}.bmo-consent__title{margin:0 0 var(--space-1);font-family:var(--font-display);color:var(--ink);font-size:17px;font-weight:600;line-height:24px}.bmo-consent__text{color:var(--ink);max-width:62ch;margin:0;font-size:15px;line-height:22px}.bmo-consent__text a,.bmo-consent__choose{color:inherit;text-decoration:underline;text-decoration-color:var(--mark);text-underline-offset:3px;font-weight:600}.bmo-consent__actions{gap:var(--space-3);flex-wrap:wrap;justify-content:flex-end;align-items:center;display:flex}.bmo-consent__choose{padding:var(--space-2) var(--space-1);font:600 15px/22px var(--font-sans);cursor:pointer;background:0 0;border:0}.bmo-consent .bmo-btn{justify-content:center;min-width:120px}.bmo-consent :focus-visible,.bmo-consent-panel :focus-visible{outline:3px solid var(--focus);outline-offset:2px}@media (width<=700px){.bmo-consent{left:var(--space-2);right:var(--space-2);bottom:var(--space-2);padding:var(--space-4);grid-template-columns:minmax(0,1fr)}.bmo-consent__actions{justify-content:stretch}.bmo-consent .bmo-btn{flex:1 1 0;min-width:0}.bmo-consent__choose{text-align:center;flex-basis:100%;order:3}}.bmo-consent-panel{z-index:60;padding:var(--space-4);font-family:var(--font-sans);background:#000a1e73;place-items:center;display:grid;position:fixed;inset:0}.bmo-consent-panel__box{background:var(--surface);color:var(--ink);border-radius:var(--radius-md);width:100%;max-width:560px;max-height:calc(100vh - 32px);padding:var(--space-6);overflow:auto;box-shadow:0 12px 48px #0000004d}.bmo-consent-panel__box:focus{outline:none}.bmo-consent-panel__box h2{margin:0 0 var(--space-2);font-family:var(--font-display);color:var(--ink);font-size:24px;line-height:30px}.bmo-consent-panel__box>p{margin:0 0 var(--space-4);font-size:15px;line-height:22px}.bmo-consent-row{gap:var(--space-1) var(--space-4);padding:var(--space-4) 0;border-top:1px solid var(--border);grid-template-columns:minmax(0,1fr) auto;align-items:center;display:grid}.bmo-consent-row h3{font:600 16px/22px var(--font-sans);color:var(--ink);margin:0}.bmo-consent-row p{color:var(--ink-muted);grid-column:1;margin:0;font-size:14px;line-height:20px}.bmo-switch{border-radius:var(--radius-pill);background:var(--surface-raised);border:2px solid var(--control-border);cursor:pointer;grid-area:1/2/3;width:52px;height:32px;padding:0;position:relative}.bmo-switch:after{content:"";border-radius:var(--radius-marker);background:var(--ink-muted);width:22px;height:22px;transition:left .12s;position:absolute;top:3px;left:3px}.bmo-switch[aria-checked=true]{background:var(--navy-900);border-color:var(--navy-900)}.bmo-switch[aria-checked=true]:after{background:#fff;left:23px}.bmo-switch[aria-disabled=true]{opacity:.6;cursor:default}.bmo-gpc{margin:var(--space-3) 0 0;color:var(--ink-muted);font-size:13px;line-height:18px}.bmo-consent-panel__foot{gap:var(--space-3);padding-top:var(--space-4);border-top:1px solid var(--border);flex-wrap:wrap;justify-content:flex-end;display:flex}@media (prefers-reduced-motion:reduce){.bmo-switch:after{transition:none}}@media print{.bmo-consent,.bmo-consent-panel{display:none!important}}.bmo-prose .bmo-list,.bmo-prose .bmo-tl,.bmo-prose .bmo-linkcards{padding-left:0}.bmo-prose .bmo-list>li,.bmo-prose .bmo-tl>li,.bmo-prose .bmo-linkcards>li{margin-top:0;padding-left:0}.bmo-prose .bmo-list__title{margin:0;font-size:18px;line-height:26px}.bmo-prose .bmo-list--checks .bmo-list__title{padding-top:3px}.bmo-prose .bmo-tl{--bmo-tl-size:44px}.bmo-prose .bmo-tl__step,.bmo-prose .bmo-tl__gate{column-gap:var(--space-4)}.bmo-prose .bmo-tl__title{margin:0 0 var(--space-2);font-size:19px;line-height:25px}.bmo-prose .bmo-tl__num{font-size:17px}.bmo-prose .bmo-linkcards{gap:var(--space-3);grid-template-columns:minmax(0,1fr)}.bmo-prose .bmo-linkcard,.bmo-prose .bmo-linkcard:focus-visible{color:var(--ink)}@media (hover:hover) and (pointer:fine){.bmo-prose .bmo-linkcard:hover{color:var(--ink)}}.bmo-prose .bmo-linkcard{border-bottom:1px solid var(--border)}.bmo-prose .bmo-cmpwrap{container-name:bmocmpprose}@container bmocmpprose (width<=460px){.bmo-cmp thead{clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.bmo-cmp,.bmo-cmp tbody,.bmo-cmp tr,.bmo-cmp td,.bmo-cmp tbody th{width:auto;display:block}.bmo-cmp tr{border-top:2px solid var(--navy-900);padding:var(--space-3) 0 var(--space-4)}.bmo-cmp tbody th{padding:0 0 var(--space-2);border:0}.bmo-cmp td{padding:var(--space-2) var(--space-3);border-radius:var(--radius-sm);border:0}.bmo-cmp td:before{content:attr(data-label);letter-spacing:.02em;color:var(--navy-900);margin-bottom:var(--space-1);font-size:12px;font-weight:600;line-height:16px;display:block}}.bmo-prose .bmo-cmp td,.bmo-prose .bmo-cmp tbody th{padding:var(--space-3)}.bmo-cmp--even .bmo-cmp__them{color:var(--ink)}.bmo-cmp--even .bmo-cmp__us,.bmo-cmp--even thead .bmo-cmp__us,.bmo-band--tint .bmo-cmp--even .bmo-cmp__us{background:0 0}.bmo-arthead__updated{white-space:nowrap}.bmo-prose>*+.bmo-tl,.bmo-prose>*+.bmo-linkcards,.bmo-prose>*+.bmo-list{margin-top:var(--space-5)}@media (width<=600px){.bmo-figure__art{padding:var(--space-4)}.bmo-figure[data-phone=hide]{display:none}}.bmo-post--featured{grid-column:1/-1;gap:0;padding:0;overflow:hidden}.bmo-post--featured>.bmo-post__cover{background:var(--cover-bg,var(--surface));border-radius:0}.bmo-post--featured>.bmo-post__text{gap:var(--space-3);padding:var(--space-5);flex-direction:column;min-width:0;display:flex}.bmo-post--featured .bmo-post__title{letter-spacing:-.01em;font-size:24px;font-weight:700;line-height:30px}.bmo-post--featured .bmo-post__ex{font-size:16px;line-height:26px}.bmo-post__more{margin:var(--space-2) 0 0;font-family:var(--font-sans);letter-spacing:.02em;color:var(--blue-600);font-size:14px;font-weight:600;line-height:20px}.bmo-post__more .bmo-keep:after{content:"→";margin-left:var(--space-2);display:inline-block}@container bmoposts (width>=721px){.bmo-post--featured{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:stretch;display:grid}.bmo-post--featured>.bmo-post__text{padding:var(--space-6);grid-area:1/1;justify-content:center}.bmo-post--featured>.bmo-post__cover{aspect-ratio:auto;grid-area:1/2;width:100%;height:100%;min-height:280px}.bmo-post--featured .bmo-post__title{font-size:30px;line-height:36px}}.bmo-posts--2>.bmo-post--featured,.bmo-posts--3>.bmo-post--featured{grid-column:auto}@container bmoposts (width>=721px){.bmo-posts--2>.bmo-post--featured,.bmo-posts--3>.bmo-post--featured{flex-direction:column;display:flex}.bmo-posts--2>.bmo-post--featured>.bmo-post__text,.bmo-posts--3>.bmo-post--featured>.bmo-post__text{padding:var(--space-5);flex:1;justify-content:flex-start}.bmo-posts--2>.bmo-post--featured .bmo-post__more,.bmo-posts--3>.bmo-post--featured .bmo-post__more{padding-top:var(--space-2);margin-top:auto}.bmo-posts--2>.bmo-post--featured>.bmo-post__cover,.bmo-posts--3>.bmo-post--featured>.bmo-post__cover{aspect-ratio:600/315;height:auto;min-height:0}.bmo-posts--2>.bmo-post--featured .bmo-post__title,.bmo-posts--3>.bmo-post--featured .bmo-post__title{font-size:24px;line-height:30px}}@media (prefers-reduced-motion:reduce){.bmo-post__more:after{transition:none}}.bmo-postlist+.bmo-pills{margin-top:var(--space-6)}.bmo-footer__seals{flex-wrap:wrap}.bmo-grid--icons{gap:var(--space-3)}.bmo-grid--icons .bmo-grid__item{gap:var(--space-1);padding:var(--space-5) var(--space-5) var(--space-5) calc(var(--space-5) + 48px + var(--space-4));flex-direction:column;display:flex}.bmo-grid--icons .bmo-grid__item--link{background:var(--surface-raised);border-radius:var(--radius-md)}.bmo-grid--icons .bmo-grid__icon{left:var(--space-5);top:var(--space-5);width:48px;height:48px;color:var(--accent-text);place-items:center;display:grid;position:absolute}.bmo-grid--icons .bmo-grid__icon--primary{color:var(--navy-900)}.bmo-groups{gap:var(--space-7) var(--space-8);grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;display:grid}@supports (grid-template-rows:subgrid){.bmo-groups{align-items:stretch;row-gap:var(--space-3)}.bmo-groups__group{grid-template-rows:subgrid;grid-row:span var(--bmo-span,1);display:grid}.bmo-groups__group>.bmo-grid{display:contents}.bmo-groups__head{margin-bottom:var(--space-2)}@container bmogrid (width<=760px){.bmo-groups__group{grid-row:auto;display:block}.bmo-groups__group>.bmo-grid{display:grid}.bmo-groups__group+.bmo-groups__group{margin-top:var(--space-5)}}}.bmo-groups__head{padding-bottom:var(--space-3);border-bottom:2px solid var(--navy-900);font-family:var(--font-display);color:var(--navy-900);margin:0;font-size:20px;font-weight:700;line-height:28px}.bmo-groups .bmo-grid--icons{gap:var(--space-3);padding-top:var(--space-5)}.bmo-band--deep .bmo-groups__head{color:#fff;border-bottom-color:var(--yellow-400)}@container bmogrid (width<=760px){.bmo-groups{grid-template-columns:minmax(0,1fr)}}:where(h1,h2,h3,h4)[class*=bmo-],.bmo-prose :where(h2,h3,h4){text-wrap:balance}.bmo-band--deep .bmo-grid--icons .bmo-grid__icon{color:#fff}.bmo-media--devices{max-width:648px;margin-inline:auto}.bmo-dev{--bmo-dev-shell:#2b2f36;--bmo-dev-shell-hi:#3f444c;--bmo-dev-edge:#c9ced6;--bmo-dev-edge-lo:#8e949d;--bmo-dev-off:#0b0f14;aspect-ratio:648/520;perspective:1600px;perspective-origin:50% 30%;position:relative}.bmo-dev__shadow{background:radial-gradient(closest-side,#0014323d,#00143200);border-radius:50%;width:74%;height:6.5%;position:absolute;top:76%;left:6.2%}.bmo-dev__lap{width:86.42%;height:65.77%;transform-style:preserve-3d;position:absolute;top:13.46%;left:0}.bmo-dev__lid{transform-origin:50% 100%;background:linear-gradient(180deg, var(--bmo-dev-shell-hi), var(--bmo-dev-shell));border-radius:2.8% 2.8% .8% .8%/4.35% 4.35% 1.24% 1.24%;width:89.286%;height:94.152%;position:absolute;top:0;left:5.357%}.bmo-dev__cam{aspect-ratio:1;background:var(--bmo-dev-edge-lo);border-radius:50%;width:.8%;position:absolute;top:1.3%;left:50%;translate:-50%}.bmo-dev__screen{background:var(--bmo-dev-off);border-radius:1.05%/1.69%;position:absolute;inset:3.727% 2.4% 4.348%;overflow:hidden}.bmo-dev__screen>img,.bmo-dev__phscreen>img{object-fit:cover;object-position:50% 0;width:100%;height:100%;display:block;position:absolute;inset:0}.bmo-dev__glow{background:var(--bmo-dev-off);opacity:0;pointer-events:none;position:absolute;inset:0}.bmo-dev__base{width:100%;height:auto;display:block;position:absolute;top:94.152%;left:0}.bmo-dev__deck{fill:var(--bmo-dev-edge-lo)}.bmo-dev__lip{fill:var(--bmo-dev-edge)}.bmo-dev__notch{fill:var(--bmo-dev-edge-lo)}.bmo-dev__phone{width:30.25%;height:77.69%;transform-style:preserve-3d;position:absolute;top:18.46%;left:69.75%;transform:rotateY(-6deg)rotate(2deg)}.bmo-dev__ph{position:absolute;inset:0}.bmo-dev__body{background:linear-gradient(145deg, var(--bmo-dev-shell-hi), var(--bmo-dev-shell) 55%, var(--bmo-dev-shell-hi));border-radius:19.39%/9.41%;position:absolute;inset:0;box-shadow:0 30px 60px -18px #00143273,inset 0 0 0 1.5px #ffffff1f}.bmo-dev__phscreen{box-shadow:0 0 0 3px var(--bmo-dev-off);background:#fff;border-radius:16.29%/7.51%;position:absolute;inset:2.23% 4.59%;overflow:hidden}.bmo-dev__punch{aspect-ratio:1;background:var(--bmo-dev-off);border-radius:50%;width:5.6%;position:absolute;top:3.6%;left:50%;translate:-50%}.bmo-dev__btn{background:var(--bmo-dev-shell);border-radius:2px;width:1.53%;position:absolute}.bmo-dev__btn--a{height:7.43%;top:23.76%;left:-1.53%}.bmo-dev__btn--b{height:11.88%;top:33.66%;left:-1.53%}.bmo-dev__btn--c{height:15.84%;top:29.7%;left:100%}.bmo-grid__item--link,.bmo-linkcard,.bmo-post{transition:border-color .12s,box-shadow .12s}.bmo-arrow{margin-left:var(--space-2);display:inline-block}.bmo-keep{white-space:nowrap}.bmo-grid__item--link:has(.bmo-grid__more:focus-visible),.bmo-linkcard:focus-visible,.bmo-post:has(a:focus-visible){border-color:var(--blue-600);box-shadow:inset 0 0 0 1px var(--blue-600)}@media (hover:hover) and (pointer:fine){.bmo-grid__item--link:hover,.bmo-linkcard:hover,.bmo-post:hover{border-color:var(--blue-600);box-shadow:inset 0 0 0 1px var(--blue-600)}}.bmo-grid__item--link:has(.bmo-grid__more:focus-visible) .bmo-grid__title,.bmo-linkcard:focus-visible .bmo-linkcard__title,.bmo-post:has(a:focus-visible) .bmo-post__title{text-decoration:underline;text-decoration-color:var(--mark);text-underline-offset:4px;text-decoration-thickness:2px}@media (hover:hover) and (pointer:fine){.bmo-grid__item--link:hover .bmo-grid__title,.bmo-linkcard:hover .bmo-linkcard__title,.bmo-post:hover .bmo-post__title{text-decoration:underline;text-decoration-color:var(--mark);text-underline-offset:4px;text-decoration-thickness:2px}}.bmo-band--deep .bmo-band__content .bmo-grid__item--link:has(.bmo-grid__more:focus-visible),.bmo-band--deep .bmo-linkcard:focus-visible{border-color:var(--cyan-400);box-shadow:inset 0 0 0 1px var(--cyan-400)}@media (hover:hover) and (pointer:fine){.bmo-band--deep .bmo-band__content .bmo-grid__item--link:hover,.bmo-band--deep .bmo-linkcard:hover{border-color:var(--cyan-400);box-shadow:inset 0 0 0 1px var(--cyan-400)}}@media (prefers-reduced-motion:no-preference){[data-motion] .bmo-arrow,[data-motion] .bmo-linkcard__arrow,[data-motion] .bmo-post__more .bmo-keep:after{transition:transform .12s}[data-motion] .bmo-grid__item--link:has(.bmo-grid__more:focus-visible) .bmo-arrow,[data-motion] .bmo-linkcard:focus-visible .bmo-linkcard__arrow,[data-motion] .bmo-post:has(a:focus-visible) .bmo-post__more .bmo-keep:after{transform:translate(3px)}@media (hover:hover) and (pointer:fine){[data-motion] .bmo-grid__item--link:hover .bmo-arrow,[data-motion] .bmo-linkcard:hover .bmo-linkcard__arrow,[data-motion] .bmo-post:hover .bmo-post__more .bmo-keep:after{transform:translate(3px)}}}@container bmoheader (width>=320px) and (width<=900px){.bmo-header--lockup-320 .bmo-header__logo{height:30px}.bmo-header--lockup-320 .bmo-header__logo.bmo-header__art--light{display:block}.bmo-header--lockup-320 .bmo-header__icon.bmo-header__art--light{display:none}}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{background:var(--surface);color:var(--ink);font-family:var(--font-sans);margin:0;font-size:16px;line-height:26px}img{max-width:100%;height:auto}.skip{background:var(--surface-raised);color:var(--ink);padding:var(--space-2) var(--space-4);z-index:10;position:absolute;top:0;left:-999px}.skip:focus{left:0}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}.wrap{max-width:1040px;padding:var(--space-8) var(--space-5);margin:0 auto}@media (width<=720px){.wrap{padding:var(--space-7) var(--space-4)}}.bmo-prose .sublabel{font-family:var(--font-sans);letter-spacing:.02em;text-transform:uppercase;color:var(--accent-text);margin:var(--space-6) 0 var(--space-2);font-size:13px;font-weight:600;line-height:16px}.bmo-prose ol.steps{counter-reset:step;margin:var(--space-5) 0;padding:0;list-style:none}.bmo-prose ol.steps>li{counter-increment:step;padding-left:var(--space-8);margin-bottom:var(--space-6);position:relative}.bmo-prose ol.steps>li:before{content:counter(step);border-radius:var(--radius-pill);background:var(--navy-900);width:40px;height:40px;color:var(--surface);font-family:var(--font-display);text-align:center;font-size:18px;font-weight:700;line-height:40px;position:absolute;top:0;left:0}.bmo-prose ol.steps>li h3{margin-top:var(--space-2)}.bmo-prose ul.steps{padding:0;list-style:none}.bmo-prose ul.steps>li{margin-bottom:var(--space-5)}.bmo-prose .rows{margin:var(--space-4) 0;border-top:1px solid var(--border);padding:0;list-style:none}.bmo-prose .rows>li{padding:var(--space-3) 0;border-bottom:1px solid var(--border);margin:0}.bmo-prose .rows>li strong{font-family:var(--font-display);color:var(--navy-900)}.bmo-prose p.link a,.bmo-prose p.links a{text-underline-offset:.2em;font-weight:600;text-decoration-thickness:2px}.bmo-prose p.links a{margin-right:var(--space-4);display:inline-block}